Depending on your health fund, your level of cover and the policy you choose, extras insurance allows you to claim on a variety of out-of-hospital services like dental, optical and physio.
HBF offers a choice of 32 extras services. The number of extras services you’re covered for and the amount you can claim back depend on your level of cover and the policy you select.
For example, on our Saver Flexi Extras policy, you’re covered for four extras services: general dental and urgent ambulance are a standard inclusion, and you can choose two additional services from a list of HBF’s most popular extras. This policy provides a basic level of cover.
In contrast, HBF has the Ultimate Package, a combined package that includes cover for both hospital and extras. This policy provides cover for HBF’s complete suite of 32 extras services, as well as providing comprehensive cover when you go to hospital.
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