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New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS terminal for your covered extras services.*
We've redesigned our extras to serve you better.
Want more value, choice and control with your extras cover? Well, we've redesigned our extras to give you just that.
Essentials Cover
Great value cover for the essentials.
Flexible Cover
Look after your health, your way with 50% or more back on 14 popular services.
Comprehensive Cover
Perfect for families and those who want total peace of mind.
See Terms and Conditions at the bottom of the page.
Extras cover
Basic Extras
from
Affordable cover for General Dental, Optical and 5 other essential services.
Smile!
No limit on Preventative Dental
Specs
$160 annual limit for Optical
Flex 50
Look after your health, your way, with 50% or more back on 14 popular services.
50%
Or more back
$800
Combined annual limit to use across a range of services
Flex 60
Look after your health, your way, with 60% or more back on 14 popular services.
60%
$1,000
Complete 60
Affordable cover for a wide range of extras services.
Great cover
Cover for a wide range of extras services services
Top 70
Top cover for a wide range of extras services for peace of mind.
70%
High limit cover for a wide range of extras services
Tell us a little about yourself and in 2 - 3 minutes we’ll find our best cover to suit your needs.
What am I covered for?
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