Cover for your mental health

Health cover that includes mental health services, for extra support when you need it most.

What's included in HBF's mental health cover?

Extras cover can help pay for sessions with a psychologist or clinical psychologist.

Hospital cover can help pay for mental health treatment while you're admitted to hospital.

Here's how it works.

Extras cover for Psychology

Psychologists have a diverse range of skills, experience and expertise. They can help manage a wide range of mental health issues such as depression, anxiety, stress, addictions and eating disorders.

Hospital cover for Hospital psychiatric services

Hospital psychiatric services can help with treatment and care for depression, eating disorders, drug and alcohol addiction and other conditions while you’re admitted to hospital.

Improved access to mental health support in hospital

The Mental Health Waiver

The Mental Health Waiver allows a person with eligible hospital cover to upgrade from restricted to full benefits for Hospital psychiatric services without serving the usual 2 month waiting period.

How does it work?

If you have held an eligible hospital cover for 2 months with restricted benefits for Hospital psychiatric services, you can upgrade your cover so you will be fully covered for these services. If you do, HBF will waive the usual 2 month waiting period on Hospital psychiatric services 1 . This mental health waiver can only be used once in your lifetime – even if you cancel your cover and re-join in the future, or switch health funds.

Consult the Australian Government Department of Health for more information on the Mental Health Waiver.

Get covered for mental health with HBF

Get more peace of mind today with HBF. Whether you're looking for hospital, extras, or both, we've got cover that includes mental health services.

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Get in touch with HBF

We'll help you find our best cover that suits your needs.