Peace of mind with HBF Hospital cover
If your child needs to go to Hospital you won’t need to pay an excess*. Because looking after your world shouldn’t cost the world.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
Bronze Hospital Plus & Saver Flexi Extras
Bronze Hospital Plus
Saver Flexi Extras
Gold Hospital & Standard Extras
Bronze Hospital Plus & Standard Extras
Silver Hospital & Flexi Extras
We’ll cover your kids for free on your family policy up until they turn 25, so long as they meet certain eligibility criteria.1
All our Hospital cover options include cover for a private room at a private or public hospital1.
Taking out any one our Hospital cover options will help you avoid the Medicare Levy Surcharge tax.
On most of our Extras cover options, we reward our loyal members by increasing the amount you can claim the longer you stay with us3 4.
Claim as many times as you like during the year for preventative dental services like scale & cleans and dental x-rays with HBF Extras cover3 4.
Urgent ambulance cover by road for as many trips as you need. Available on most Hospital and Extras cover options3.
Switching health funds is easier than you think. Follow these three simple steps to switch to HBF in just a few minutes.
Switch to HBF
On family cover, you, your partner and your kids (no matter how many you have!) are covered. Just remember to add your kids to your policy.
We will cover your kids on your policy until they turn 25, provided they’re not married or in a de-facto relationship and are studying fulltime or earning less than $24,500 per year.
No. Most health funds, including HBF, have a 12-month waiting period for maternity cover. This helps stop people from signing up for health cover, claiming and leaving, which drives up premiums for the health fund’s other members.
We’ll help you find the right health cover for your needs and budget.
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