• 30 day cooling-off period.
  • Flexibility and choice.
  • Exclusive member benefits.

Looking for a provider covered by HBF?

Depending on your level of cover, HBF Member Plus hospitals may fully cover accomodation and theatre fees for your hospital stay, less any co-payments and excess.


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Medical Provider

Please discuss with your specialist which billing arrangement they will be using - Fully covered, Gap or No/Outside of agreement before having treatment. We recommend that you obtain written Informed Financial Consent for confirmation of any out-of-pocket expenses.

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Optical providers

HBF's Member Plus optical network gives you access to a wide range of glasses including HBF's no gap range. Our major optical partners include:
Eyebenefit, Laubman & Pank, OPSM, Specsavers, VSP and SPEQS.

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Extras Providers

Depending on your type of cover, we may pay a benefit for the following services; Dentists, chiropractors, physiotherapists. osteopaths, occupational therapists, podiatrists, psychologies, speech pathologist and dietitians. To see if your provider is covered check with your provider.

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