Depending on the service or type of procedure and your level of cover, HBF Member Plus hospitals may fully cover accommodation
and theatre fees for your hospital stay, less any co-payments or excess.
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HBF participate in the AHSA medical gap cover arrangement, Access Gap. Choosing an Access Gap medical provider
may help to eliminate or minimise out-of-pocket expenses for treatment received while admitted to hospital,
also known as inpatient services.
Access Gap medical providers can choose to opt-in or opt-out of the arrangement on a patient by patient basis,
we recommend that you obtain written Informed Financial Consent prior to treatment to confirm any out-of-pocket
To find out more or search for medical providers who participate in the Access Gap cover arrangement please visit
Please note the Access Gap arrangement does not apply to treatment performed in Western Australia.
HBF's Member Plus optical network gives you access to a wide range of glasses including HBF's no gap
range. Our major optical partners include:
Laubman & Pank,
Depending on your type of cover, we may pay a benefit for the following providers; dentists, chiropractors,
physiotherapists, osteopaths, occupational therapists, podiatrists, psychologists, speech pathologists
and dietitians. To see if your provider is covered, call us on 133 423.
The search facility is intended to help with identification of potential providers only. The above details may not
be current and are not intended to be used to estimate potential benefits. To obtain a benefit quote for your
proposed provider please call us on 133 423.
The accuracy of the information cannot be guaranteed as it is dependent on providers informing us of relevant changes.
HBF claims no affiliation or association with any provider. Some providers have requested to be excluded from
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