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HBF pays the same dollar benefit on all dental treatment regardless of the dental provider. Some dental providers, called Member Plus providers, have chosen to enter into an agreement to guarantee out-of-pocket expenses on Preventative dental treatment, which means a guaranteed 75%, 85% or 100% back*. Plus, eligible members receive one fully covered scale and clean at a Member Plus provider per calendar year.

For dental treatment outside of the Preventative category, HBF can’t guarantee out-of-pocket expenses so please call us on 133 423 for an accurate benefit quote.

For dental surgery being performed in a hospital or licenced day facility, members need hospital cover to be covered for accommodation and theatre fees.

We've found {{results.length}} Optical providers

HBF’s Member Plus optical network gives members access to a wide range of glasses including No Gap ranges. To be a Member Plus optical provider, at least 30% of the provider’s frames must be in a No Gap range.

Our major partners include: Eyebenefit, Laubman & Pank, OPSM, Specsavers, SPEQS and VSP. Refer to Important Information below.

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Choosing a Member Plus medical provider may help to eliminate or minimise out-of-pocket expenses for treatment received while admitted to hospital, also known as inpatient services.

Outpatient services, such as in room consultations, do not attract a HBF benefit. For more information on what is deemed inpatient and outpatient, click here. Refer to Important Information below.