133 423
  • Exclusive member benefits.
  • Largest health fund in WA.
  • 30 day cooling-off period.

We've found {{results.length}} Dental providers

Some dental providers, called Member Plus providers, have chosen to enter into an agreement to guarantee out-of-pocket expenses on Preventative dental treatment, which means a guaranteed 75%, 85% or 100% back*. Plus, eligible members receive one fully covered scale and clean at a Member Plus provider per calendar year.

For dental treatment outside of the Preventative category, HBF can’t guarantee out-of-pocket expenses so please call us on 133 423 for an accurate benefit quote.

For dental surgery being performed in a hospital or licenced day facility, members need hospital cover to be covered for accommodation and theatre fees.

* Depends on level of Extras cover. Waiting periods and annual maximums may apply.

  • Member Plus

We've found {{results.length}} Optical providers

HBF’s Member Plus optical network gives members access to a wide range of glasses including No Gap ranges. To be a Member Plus optical provider, at least 30% of the provider’s frames must be in a No Gap range.

Our major partners include: Eyebenefit, Laubman & Pank and OPSM. From 1 September 2020, VSP will no longer be part of our Member Plus optical network. You will still be able to claim benefits for glasses and contact lenses from providers who have left the network, however your out-of-pocket costs may increase. Call us to obtain a benefit quote before purchasing glasses and/or contact lenses to be informed of any out of pocket costs.

Refer to Important Information below.

We've found {{results.length}} Medical providers

HBF has a large network of Full Cover Medical Specialists. Medical specialists registered under the Full Cover arrangement are no gap providers. This means 100 percent of their bill for inpatient medical services included in your policy will be covered by HBF and Medicare, and you won’t pay anything out of your own pocket for those services, except where your treatment is in relation to items listed on the HBF Limited Surgical Items List*.

To learn more about HBF’s medical agreements and inpatient treatment, see: Insider tips to help you save on medical bills. Other out-of-pocket costs relating to your hospital stay may still apply (such as any excess).

*Please note that HBF has a “HBF Limited Surgical Items List” (HBF List), which is subject to change from time to time. Where your treatment involves an item on the HBF List, HBF will not pay a benefit greater than the Medicare Benefit Schedule (MBS) fee for that item and any services you receive from an anaesthetist associated with that item. As such, out-of-pocket costs may apply. This applies regardless of whether your chosen provider is a Full Cover provider or not. Please contact HBF on 133 423 to obtain information on items which are currently on the HBF List.

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