Appliances

Appliances is a service that can help you access medically necessary equipment, devices or aids.

This means we’ll pay a benefit towards the cost to purchase or hire an approved health aid that assists you in managing, monitoring or treating a condition.

Health Monitoring Equipment is only included in the following cover options, Ultimate Package, Flexi Extras and Premium Extras Plus.

You might need Appliances if you...

  • Have asthma
  • Want to prevent an injury or condition from getting worse
  • Have diabetes
  • Need assistance with your health to lead a normal lifestyle

What types of Appliances are include?

This cover helps you access a wide range of products. The more common ones include:

Things you need to know about Appliances

Limits and benefits

Appliances limits and benefits change depending on your choice of Extras product, the level of cover you choose and how long you’ve been an HBF member.

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Appliances has an annual limit, which means you can claim up to a certain amount back per person, per year.

If you choose our Flexi Extras cover, selecting ‘Appliances’ as one of your service options will include cover for Hearing Aids.

Benefits payable for the replacement of aids, equipment or devices may only be available after a certain period of time has passed. Some online purchases of appliances may be excluded from claims.

For more specific information about the limits and benefits covered under each policy, visit the Extras product or package page, or please call us on 133 423.

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Conditions

Benefits are only payable if your level of cover includes Aids to Recovery, Preventative Equipment or Appliances and the item is listed on the applicable item schedule.

More information

For more specific information about what aids, equipment and devices are covered under each policy, please call us on 133 423.

Waiting period

There is a waiting period of 12 to 24 months for this service, depending on the aid, equipment or device you require.

We will honour waiting periods already served more info

Products that include Appliances cover

Appliances is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Prime Health Package
From
$38.30 (i)
per week
  • Charges for most appliances
    Benefits
    Varies depending on appliance
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    Varies depending on appliance
  • Aids to recovery
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $50 per person per year
  • Blood Glucose Monitor
    Benefits
    $200
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    Once every 3 yrs
  • Nebuliser
    Benefits
    $108
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    Once every 3 yrs
This product excludes the following services
Ultimate Package
From
$90.55 (i)
per week
  • Charges for most appliances
    Benefits
    90-100% back
    Waiting Period
    2 - 12 months depending on appliance
    Maximums
    Depends on appliance
  • Aids to recovery
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $300 combined for aids to recovery, health monitoring equipment and preventative equipment
  • Health Monitoring Equipment
    Waiting Period
    2 months
  • Blood Glucose Monitor
    Benefits
    90-100% back
    Waiting Period
    2 - 12 months depending on appliance
    Maximums
    $300
  • Nebuliser
    Benefits
    90-100% back
    Waiting Period
    2 - 12 months depending on appliance
    Maximums
    $250
This product excludes the following services

Extras Only

Standard Extras
From
$8.05 (i)
per week
  • Charges for most appliances
    Benefits
    Varies depending on appliance
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    Varies depending on appliance
  • Blood Glucose Monitor
    Benefits
    $200
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    One appliance per 3 yrs
  • Nebuliser
    Benefits
    $108
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    One appliance per 3 yrs
This product excludes the following services
Flexi Extras
From
$12.90 (i)
per week
  • Charges for most appliances
    Benefits
    Varies depending on appliance
    Waiting Period
    2-12 months
  • Aids to recovery
    Benefits
    60%
    Waiting Period
    2 months
    Maximums
    $800 under 1yr $900 over 1yr & up to 2yrs $1000 over 2yrs & up to 3yrs $1100 over 3yrs and under 4yrs $1200 over 4yrs Combined annual maximum
  • Health Monitoring Equipment
    Benefits
    60%
    Waiting Period
    2 months
    Maximums
    $800 under 1yr $900 over 1yr & up to 2yrs $1000 over 2yrs & up to 3yrs $1100 over 3yrs and under 4yrs $1200 over 4yrs Combined annual maximum
  • Blood Glucose Monitor
    Benefits
    60%
    Waiting Period
    12 months
    Maximums
    $800 under 1yr $900 over 1yr & up to 2yrs $1000 over 2yrs & up to 3yrs $1100 over 3yrs and under 4yrs $1200 over 4yrs Combined annual maximum
  • Nebuliser
    Benefits
    60%
    Waiting Period
    12 months
    Maximums
    $800 under 1yr $900 over 1yr & up to 2yrs $1000 over 2yrs & up to 3yrs $1100 over 3yrs and under 4yrs $1200 over 4yrs Combined annual maximum
  • Hearing aid
    Benefits
    100%
    Waiting Period
    12 months
    Maximums
    $800 under 1yr $900 over 1yr & up to 2yrs $1000 over 2yrs & up to 3yrs $1100 over 3yrs and under 4yrs $1200 over 4yrs Combined annual maximum
Premium Extras Mid
From
$12.15 (i)
per week
  • Charges for most appliances
    Benefits
    Varies depending on appliance
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    Varies depending on appliance
  • Blood Glucose Monitor
    Benefits
    $200
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    One appliance per 3 yrs
  • Nebuliser
    Benefits
    $180
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    One appliance per 3 yrs
This product excludes the following services
Premium Extras Plus
From
$19.15 (i)
per week
  • Charges for most appliances
    Benefits
    Varies depending on appliance
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    Varies depending on appliance
  • Health Monitoring Equipment
    Waiting Period
    2 months
  • Blood Glucose Monitor
    Benefits
    $200
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    One appliance per 3 yrs
  • Nebuliser
    Benefits
    $180
    Waiting Period
    1–2 yrs depending on appliance
    Maximums
    One appliance per 3 yrs
This product excludes the following services