Clinical Psychology

Clinical Psychology aims to assess, diagnose and treat mental illness, abnormal behaviour and psychiatric problems.

Clinical psychologists are highly trained in the delivery of therapies that assist in treating mental health disorders. These may range from mild, to severe and complex.

You might need Clinical Psychology if you...

  • Are experiencing anxiety, depression or mania
  • Have a phobia you’d like help to overcome
  • Have recently been through a traumatic event
  • Would like to manage stress or an addiction

Things you need to know about Clinical Psychology

Limits and benefits
Clinical Psychology limits and benefits change depending on your choice of Extras product, the level of cover you choose and how long you’ve been an HBF member.

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Our Standard Extras, Premium Extras Mid and Premium Extras Plus products and our Prime Health Package have an annual limit on Clinical Psychology. 

Our Flexi Extras, Ultimate Package and Wellness cover have a combined annual limit on Clinical Psychology. Your combined maximum will be shared with any claims you make on Psychology.

If you select Flexi Extras or Wellness, Clinical Psychology is covered under Psychology. 

For more specific information about the limits and benefits covered under each policy, visit the Extras product or package page, or please call us on 133 423.


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Conditions
In order to be covered, your treatment must be with an HBF approved practitioner who is registered with the relevant National Registration Board, and has an endorsement of Clinical Psychology.
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HBF Wellness cover can be added onto most Extras policies (excluding our Saver Flexi Extras and Premium Extras Mid) and includes cover for Psychology and Counselling.

For more specific information about what Clinical Psychology services are covered under each policy, please call us on 133 423.

Waiting period

There is a waiting period of six months for this service on most products. If you choose Flexi Extras, you will only have a waiting period of two months.

We will honour waiting periods already served more info

Products that include Clinical Psychology cover

Clinical Psychology is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Prime Health Package
From
$44.40 (i)
per week
  • Assessment
    Benefits
    $79
    Waiting Period
    2 months
    Maximums
    $720
  • Individual treatment/management
    Benefits
    $44
    Waiting Period
    2 months
    Maximums
    $720
  • Consultations
    Benefits
    $44
    Waiting Period
    2 months
    Maximums
    $720
  • Couple or family treatment
    Benefits
    $22 to a maximum of $44 per session
    Waiting Period
    2 months
    Maximums
    $720
  • Group treatment
    Benefits
    $22
    Waiting Period
    2 months
    Maximums
    $720
Ultimate Package
From
$90.55 (i)
per week
  • Individual treatment/management
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $2000 Combined maximum with Psychology
  • Consultations
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $2000 Combined maximum with Clinical psychology
This product excludes the following services

Extras Only

Standard Extras
From
$8.05 (i)
per week
  • Assessment
    Benefits
    $79
    Waiting Period
    2 months
    Maximums
    $720 pp per yr
  • Individual treatment/management
    Benefits
    $44
    Waiting Period
    2 months
    Maximums
    $720 pp per yr
  • Couple or family treatment
    Benefits
    $22 pp to a max of $44 pp per session
    Waiting Period
    2 months
    Maximums
    $720 pp per yr
  • Group treatment
    Benefits
    $22
    Waiting Period
    2 months
    Maximums
    $720 pp per yr
This product excludes the following services
Flexi Extras
From
$12.90 (i)
per week
  • Assessment
    Benefits
    $100
    Waiting Period
    2 months
    Maximums
    $400 under 1yr $500 over 1yr & up to 2yrs $600 over 2yrs & up to 3yrs $700 over 3yrs and under 4yrs $800 over 4yrs Combined annual maximum with Psychology
  • Individual treatment/management
    Benefits
    $75
    Waiting Period
    2 months
    Maximums
    $400 under 1yr $500 over 1yr & up to 2yrs $600 over 2yrs & up to 3yrs $700 over 3yrs and under 4yrs $800 over 4yrs Combined annual maximum with Psychology
  • Couple or family treatment
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $400 under 1yr $500 over 1yr & up to 2yrs $600 over 2yrs & up to 3yrs $700 over 3yrs and under 4yrs $800 over 4yrs Combined annual maximum with Psychology
  • Group treatment
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $400 under 1yr $500 over 1yr & up to 2yrs $600 over 2yrs & up to 3yrs $700 over 3yrs and under 4yrs $800 over 4yrs Combined annual maximum with Psychology
This product excludes the following services
Premium Extras Mid
From
$12.15 (i)
per week
  • Assessment
    Benefits
    $100
    Waiting Period
    2 months
    Maximums
    $1000 pp per yr
  • Individual treatment/management
    Benefits
    $55
    Waiting Period
    2 months
    Maximums
    $1000 pp per yr
  • Couple or family treatment
    Benefits
    $30 pp To a max of $60 pp per session
    Waiting Period
    2 months
    Maximums
    $1000 pp per yr
  • Group treatment
    Benefits
    $30
    Waiting Period
    2 months
    Maximums
    $1000 pp per yr
This product excludes the following services
Premium Extras Plus
From
$19.15 (i)
per week
  • Assessment
    Benefits
    $130
    Waiting Period
    2 months
    Maximums
    $1400 pp per yr
  • Individual treatment/management
    Benefits
    $70
    Waiting Period
    2 months
    Maximums
    $1400 pp per yr
  • Couple or family treatment
    Benefits
    $35 pp to a max of $70 pp per session
    Waiting Period
    2 months
    Maximums
    $1400 pp per yr
  • Group treatment
    Benefits
    $35
    Waiting Period
    2 months
    Maximums
    $1400 pp per yr
This product excludes the following services