Complementary Therapies

Complementary Therapies is a group of non-invasive treatments, designed to help stimulate the body’s self-healing response.

They are often used together with the healthcare you receive from western medical practitioners.

You might need Complementary Therapies if you...

  • Are seeking relief from pain
  • Want help coping with side effects of your medications
  • Would like to improve fertility
  • Would like to manage the symptoms of disease

What type of services does Complementary Therapies include?

One, or a series of ongoing consultations for:

Things you need to know about Complementary Therapies

Limits and benefits
Complementary Therapies limits and benefits change depending on your choice of Extras product, the level of cover you choose and how long you’ve been an HBF member.

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Our Premium Extras Mid and Premium Extras Plus products have an annual limit on Complementary Therapies.

Our Flexi Extras and Ultimate Package cover has a combined annual limit on Complementary Therapies. Your combined maximum will be shared with any claims you make on Bowen Therapy, Alexander Technique, Kinesiology, Hypnotherapy, Feldenkrais, Shiatsu, Aromatherapy, Reflexology and Herbalist Consultations.

Our Easy 8 cover also has a combined annual limit on Complementary Therapies. Your combined maximum will be shared with any claims you make on Chiropractic, Natural Therapies, General Dental, Major Dental, Optical, Osteopathy, Physiotherapy and Remedial Massage

If you select Easy 8 or Flexi Extras, Complementary Therapies will be covered under Natural Therapies

For more specific information about the limits and benefits covered under each policy, visit the Extras product or package page, or please call us on 133 423.


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Conditions
In order to be covered, an HBF approved practitioner must carry out your treatment. Multiple services provided during a consult will be paid a single benefit.

Please note: This service does not include cover for massage or medicinal herbs.
More information

For more specific information about what Complementary Therapies services are covered under each policy, please call us on 133 423.

Waiting period

There is a waiting period of two months for this service.

We will honour waiting periods already served more info

Products that include Complementary Therapies cover

Complementary Therapies is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Ultimate Package
From
$90.55 (i)
per week
  • Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over

Extras Only

Flexi Extras
From
$12.90 (i)
per week
  • Benefits
    $30
    Waiting Period
    2 months
    Maximums
    $200 under 1yr $250 over 1yr & up to 2yrs $300 over 2yrs Combined annual maximum
Premium Extras Mid
From
$12.15 (i)
per week
  • 1–6 individual consultations
    Benefits
    $24
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
  • 7–10 individual consultations
    Benefits
    $13
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
  • 11+ individual consultations
    Benefits
    $13
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
Premium Extras Plus
From
$19.15 (i)
per week
  • 1–6 individual consultations
    Benefits
    $28
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs
  • 7–10 individual consultations
    Benefits
    $28
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs
  • 11+ individual consultations
    Benefits
    $17
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs