Cover for thousands of medical procedures

With HBF, even our most basic hospital products provide cover for thousands of medical procedures. When you go to hospital, you can have total peace of mind knowing HBF will help cover the cost for important treatments. These include chemotherapy, gallbladder procedures and knee or shoulder reconstructions, as well as more common procedures like endoscopies, hernia repair, tonsil removal, grommets and wisdom teeth removal.

We’ve designed our top levels of cover to include all in-patient medical procedures listed in the Medicare Benefit Schedule (MBS). As the level of cover decreases, high-cost procedures only relevant at a certain life stage like maternity and IVF, cataracts, joint replacement and heart treatment are excluded to help keep the cost of your premium down. That means no matter what stage you’re at in life, you can choose a product that suits your needs.

You might need this if you...

  • Need elective surgery
  • Want peace of mind for unexpected hospital treatment
  • Need help financing ongoing hospital treatment

Products that cover these medical procedures

Cover for thousands of medical procedures is a Hospital service, and is included in the following cover options.

Hospital and Extras Packages

Young Singles Saver Twin Pack
From
$19.20 (i)
per week
Smart Saver Twin Pack
From
$31.30 (i)
per week
Prime Health Package
From
$40.60 (i)
per week
Ultimate Package
From
$90.55 (i)
per week

Hospital Only

Young Saver Hospital
From
$17.00 (i)
per week
Mid Hospital
From
$24.90 (i)
per week
Top Hospital
From
$31.85 (i)
per week

Products for overseas visitors

Working Visa Hospital cover
From
$24.95 (i)
per week
Working Visa Hospital and Medical cover
From
$40.75 (i)
per week
Standard Overseas Visitors cover
From
$25.75 (i)
per week