There are some conditions on Hospital Excess.
You only need to pay the Hospital Excess if you go to hospital. This payment is once per member on your policy, each calendar year — regardless of how many times you go to hospital during that year.
Always check your Hospital Excess before you go to hospital.
You do not need to pay a Hospital Excess for dependent children, as long as they’re listed on your policy.
Your Hospital Excess does not apply to extras cover.
You can change your Hospital Excess amount at any time.
Please note: If you change your cover to a lower excess and you’re still serving waiting periods, your previous Hospital Excess may apply.