Joint Replacement Surgery (Partial or Total)

Joint Replacement Surgery (partial or total) is a service that helps you access surgical treatment and care by an orthopaedic surgeon.

A total joint replacement involves an orthopaedic surgeon removing a damaged joint and putting in a new one. While a partial join replacement involves an orthopaedic surgeon replacing or fixing the damaged parts of a joint.

You might need Joint Replacement Surgery if you...

  • Have an injury
  • Have joints that cause pain, are stiff or swollen
  • Play sport and are at risk of seriously damaging a joint
  • Suffer from arthritis

Things you need to know about Joint Replacement Surgery

Limits and benefits
Limited benefits apply on our Smart Saver Twin Pack . These benefits are similar to the cost of a shared room in a public hospital. Significant out-of-pocket expenses may be incurred.
More information

For more specific information about the limits and benefits covered under each policy please call us on 133 423.

Waiting period

There is a waiting period of two months for this service, unless you have a pre-existing condition that may affect your treatment.

In this case, there is a waiting period of 12 months for Joint Replacement Surgery.

We will honour waiting periods already served more info

Products that include cover for Joint Replacement Surgery

Joint Replacement Surgery is a Hospital service, and is included in the following cover options.

Hospital and Extras Packages

Prime Health Package
From
$40.60 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)
Ultimate Package
From
$90.55 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)

Hospital Only

Top Hospital
From
$31.85 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)

Products for overseas visitors

Working Visa Hospital cover
From
$24.95 (i)
per week
  • Waiting Period
    No waiting period (12 months for pre-existing ailments)
Working Visa Hospital and Medical cover
From
$40.75 (i)
per week
  • Waiting Period
    No waiting period (12 months for pre-existing ailments)