Joint Replacement Surgery (Partial or Total)

Joint Replacement Surgery (partial or total) is a service that helps you access surgical treatment and care by an orthopaedic surgeon.

A total joint replacement involves an orthopaedic surgeon removing a damaged joint and putting in a new one. While a partial join replacement involves an orthopaedic surgeon replacing or fixing the damaged parts of a joint.

You might need Joint Replacement Surgery if you...

  • Have an injury
  • Have joints that cause pain, are stiff or swollen
  • Play sport and are at risk of seriously damaging a joint
  • Suffer from arthritis

Things you need to know about Joint Replacement Surgery

Limits and benefits
Limited benefits apply on our Smart Saver Twin Pack. These benefits are similar to the cost of a shared room in a public hospital. Significant out-of-pocket expenses may be incurred.
More information

For more specific information about the limits and benefits covered under each policy please call us on 133 423.

Waiting period

There is a waiting period of two months for this service, unless you have a pre-existing condition that may affect your treatment.

In this case, there is a waiting period of 12 months for Joint Replacement Surgery.

We will honour waiting periods already served more info

Products that include cover for Joint Replacement Surgery

Joint Replacement Surgery is a Hospital service, and is included in the following cover options.

Hospital and Extras Packages

Smart Saver Twin Pack
From
$29.35 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)
Prime Health Package
From
$38.30 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)
Ultimate Package
From
$90.55 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)

Hospital Only

Top Hospital
From
$30.15 (i)
per week
  • Waiting Period
    2 months (12 months for pre-existing ailments)

Products for overseas visitors

Comprehensive Overseas Visitors cover
From
$61.45 (i)
per week
  • Waiting Period
    No waiting period (12 months for pre-existing ailments)
Working Visa Hospital cover
From
$24.95 (i)
per week
  • Waiting Period
    No waiting period (12 months for pre-existing ailments)
Working Visa Hospital and Medical cover
From
$40.75 (i)
per week
  • Waiting Period
    No waiting period (12 months for pre-existing ailments)