Occupational Therapy

Occupational Therapists assess how you engage with a task or experience, and the environment in which it takes place. They are then able to help you modify your action, thinking or environment, in order to better support your wellbeing.

You might need Occupational Therapy if you...

  • Have a child that needs help with fine motor skills or hand-eye coordination
  • Have had a hip replacement or stroke and would like to regain quality of life
  • Want your home to be improved for safety and independence
  • Would like to better facilitate the learning of your child

Things you need to know about Occupational Therapy

Limits and benefits
Occupational Therapy limits and benefits change depending on your choice of Extras product or package, the level of cover you choose and how long you’ve been an HBF member.

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Our Standard Extras, Premium Extras Mid and Premium Extras Plus products, and our Prime Health and Ultimate packages have an annual limit on Occupational Therapy. Your combined maximum will be shared with any claims you make on Speech Therapy and Orthoptics (Eye Therapy). 

Our Flexi Extras product has an annual limit on Occupational Therapy.

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Conditions
In order to be covered, an HBF approved Occupational Therapy practitioner must carry out your treatment.
More information

For more specific information about the limits and benefits covered under each policy, please call us on 133 423.

Waiting period
There is a waiting period of two months for this service.

We will honour waiting periods already served more info

Products that include Occupational Therapy cover

Occupational Therapy is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Prime Health Package
From
$44.40 (i)
per week
  • Initial individual consultation
    Benefits
    $45
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Other individual consultations - less than 30 mins
    Benefits
    $25
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Other individual consultations - more than 30 mins
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Group consultations
    Benefits
    $10
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
Ultimate Package
From
$90.55 (i)
per week
  • Initial individual consultation
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Other individual consultations - less than 30 mins
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Other individual consultations - more than 30 mins
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Group consultations
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over

Extras Only

Standard Extras
From
$8.05 (i)
per week
  • Initial individual consultation
    Benefits
    $36
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Other individual consultations - less than 30 mins
    Benefits
    $20
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Other individual consultations - more than 30 mins
    Benefits
    $32
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Group consultations
    Benefits
    $8
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
Flexi Extras
From
$12.90 (i)
per week
  • Initial individual consultation
    Benefits
    $42
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Other individual consultations - less than 30 mins
    Benefits
    $25
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Other individual consultations - more than 30 mins
    Benefits
    $32
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Group consultations
    Benefits
    $15
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
Premium Extras Mid
From
$12.15 (i)
per week
  • Initial individual consultation
    Benefits
    $45
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Other individual consultations - less than 30 mins
    Benefits
    $25
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Other individual consultations - more than 30 mins
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Group consultations
    Benefits
    $10
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
Premium Extras Plus
From
$19.15 (i)
per week
  • Initial individual consultation
    Benefits
    $56
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Other individual consultations - less than 30 mins
    Benefits
    $33
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Other individual consultations - more than 30 mins
    Benefits
    $52
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Group consultations
    Benefits
    $12
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs