Osteopathy

Osteopaths identify and treat bone, joint and other disorders through massage and the manipulation of muscle tissue and bones.

Osteopaths can help relieve neck or back pain, sports injuries and recurring headaches, as well as help improve general health and wellbeing.

You might need Osteopathy if you...

  • Are concerned about your posture
  • Are getting older and have poor balance or general stiffness
  • Find that using mobile devices or computers irritates your neck or back
  • Have lower back, shoulder, or limb pain

Things you need to know about Osteopathy

Limits and benefits
Osteopathy limits and benefits change depending on your choice of Extras product or package, the level of cover you choose and how long you’ve been an HBF member.

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Our Saver Flexi Extras, Standard Extras and Premium Extras Plus products, and our  Ultimate package have a combined annual limit on Osteopathy. Your combined maximum will be shared with any claims you make on Chiropractic.

The Prime Health Package also has a combined annual limit,
but the maximum will be shared with both Chiropractic and Physiotherapy.

Our Easy 8 product has a combined annual limit on Osteopathy. Your combined maximum will be shared with any claims you make on Chiropractic, Natural Therapies, General Dental, Major Dental, Optical, Physiotherapy and Remedial Massage services.

Our Flexi Extras product has an annual limit on Osteopathy. 

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Conditions
In order to be covered, an HBF approved Osteopath must carry out your treatment.
More information

For more specific information about the limits and benefits covered under each policy, please call us on 133 423.

Waiting period
There is a waiting period of two months for this service.

We will honour waiting periods already served more info

Products that include Osteopathy cover

Osteopathy is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Prime Health Package
From
$44.40 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    $37
    Waiting Period
    2 months
    Maximums
    $1000 $1000 combined maximum for chiropractic, osteopathy and physiotherapy
  • Subsequent individual consultations
    Benefits
    $30
    Waiting Period
    2 months
    Maximums
    $1000 $1000 combined maximum for chiropractic, osteopathy and physiotherapy
Ultimate Package
From
$90.55 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $800 under 3 yrs $1000 3-6 yrs $1300 6 yrs and over
  • Subsequent individual consultations
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $800 under 3 yrs $1000 3-6 yrs $1300 6 yrs and over

Extras Only

Saver Flexi Extras
From
$5.00 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    $22
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
  • Subsequent individual consultations
    Benefits
    $17
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
Easy 8
From
$9.15 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    80% back
    Waiting Period
    2 months
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
  • Subsequent individual consultations
    Benefits
    80% back
    Waiting Period
    2 months
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
Standard Extras
From
$8.05 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    $22
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
  • Subsequent individual consultations
    Benefits
    $17
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2yrs $450 over 2 & up to 3yrs $500 over 3 yrs
Flexi Extras
From
$12.90 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    $39
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Subsequent individual consultations
    Benefits
    $27
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
Premium Extras Mid
From
$12.15 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    $30
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs
  • Subsequent individual consultations
    Benefits
    $24
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs
Premium Extras Plus
From
$19.15 (i)
per week
  • Initial individual consultation - 1 pp per calendar yr
    Benefits
    $36
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs
  • Subsequent individual consultations
    Benefits
    $28
    Waiting Period
    2 months
    Maximums
    $350 under 1 yr $400 over 1 & up to 2 yrs $450 over 2 & up to 3 yrs $500 over 3 yrs