Speech Therapy

Speech Therapists help diagnose and treat people with communication and swallowing disorders. 

They assist people of all ages (including babies and children) with a range of problems, including speech, language and fluency difficulties, and trouble swallowing.

You might need Speech Therapy if you...

  • Have a stutter
  • Have an acquired brain injury from an accident
  • Have recently experienced a stroke
  • Have trouble speaking fluently

Things you need to know about Speech Therapy

Limits and benefits
Speech Therapy limits and benefits change depending on your choice of Extras product, the level of cover you choose and how long you’ve been an HBF member.

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Our Flexi Extras product has an annual limit on Speech Therapy.

Our Standard Extras, Premium Extras Mid and Premium Extras Plus products, and our Prime Health and Ultimate packages have a combined annual limit on Speech Therapy. Your combined maximum will be shared with any claims you make on Occupational Therapy and Orthoptics.

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Conditions
There are some conditions on Speech Therapy. In order to be covered, an HBF approved Speech Therapist must carry out your treatment.
More information

For more specific information about the limits and benefits covered under each policy please call us on 133 423.

Waiting period

There is a waiting period of two months for this service.

We will honour waiting periods already served more info

Products that include Speech Therapy cover

This is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Prime Health Package
From
$40.95 (i)
per week
  • Initial individual consultation – Up to 45 minutes
    Benefits
    $75
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Initial individual consultation – 45 to 90 minutes
    Benefits
    $100
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Group consultations
    Benefits
    $10
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Subsequent individual consultations – Up to 45 minutes
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Subsequent individual consultations – 45 to 90 minutes
    Benefits
    $50
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
Ultimate Package
From
$89.55 (i)
per week
  • Initial individual consultation – Up to 45 minutes
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Initial individual consultation – 45 to 90 minutes
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Group consultations
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Subsequent individual consultations – Up to 45 minutes
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over
  • Subsequent individual consultations – 45 to 90 minutes
    Benefits
    90% back
    Waiting Period
    2 months
    Maximums
    $1200 under 3 yrs $2000 3 yrs and over

Extras Only

Standard Extras
From
$7.65 (i)
per week
  • Initial individual consultation – Up to 45 minutes
    Benefits
    $59
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Initial individual consultation – 45 to 90 minutes
    Benefits
    $74
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Group consultations
    Benefits
    $8
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Subsequent individual consultations – Up to 45 minutes
    Benefits
    $32
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
  • Subsequent individual consultations – 45 to 90 minutes
    Benefits
    $44
    Waiting Period
    2 months
    Maximums
    $500 under 3 yrs $800 over 3 yrs
Flexi Extras
From
$12.30 (i)
per week
  • Initial individual consultation – Up to 45 minutes
    Benefits
    $65
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Initial individual consultation – 45 to 90 minutes
    Benefits
    $85
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Group consultations
    Benefits
    $25
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Subsequent individual consultations – Up to 45 minutes
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
  • Subsequent individual consultations – 45 to 90 minutes
    Benefits
    $45
    Waiting Period
    2 months
    Maximums
    $300 under 1yr $350 over 1yr & up to 2yrs $400 over 2yrs & up to 3yrs $450 over 3yrs and under 4yrs $500 over 4yrs
Premium Extras Mid
From
$11.60 (i)
per week
  • Initial individual consultation – Up to 45 minutes
    Benefits
    $75
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Initial individual consultation – 45 to 90 minutes
    Benefits
    $100
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Group consultations
    Benefits
    $10
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Subsequent individual consultations – Up to 45 minutes
    Benefits
    $40
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
  • Subsequent individual consultations – 45 to 90 minutes
    Benefits
    $50
    Waiting Period
    2 months
    Maximums
    $600 under 3 yrs $900 over 3 yrs
Premium Extras Plus
From
$18.25 (i)
per week
  • Initial individual consultation – Up to 45 minutes
    Benefits
    $97
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Initial individual consultation – 45 to 90 minutes
    Benefits
    $122
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Group consultations
    Benefits
    $12
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Subsequent individual consultations – Up to 45 minutes
    Benefits
    $52
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs
  • Subsequent individual consultations – 45 to 90 minutes
    Benefits
    $72
    Waiting Period
    2 months
    Maximums
    $1000 under 3 yrs $1400 over 3 yrs