Wellness

Wellness is a group of treatments and activities that are designed to keep your mind and body healthy, and look after your general wellbeing. It includes services such as remedial massage, psychology, yoga, Pilates and travel vaccinations.

You might need Wellness if you...

  • Are stressed or run down
  • Experience muscle soreness and stiffness
  • Want a low-impact way to stay fit and healthy
  • Would like an alternative approach to healing

Good to know

Limits and benefits

Wellness limits and benefits vary from service to service.

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Wellness benefits are paid based on two groups: services that have an individual benefit maximum, and services that have a group benefit maximum.

Psychology, Exercise Physiology, Remedial Massage and Myotherapy, Nutritionist, Travel Vaccinations and Nicotine Replacement Therapy all have individual benefit maximums. This means you can continue to claim on each service until you reach the individual benefit maximum for that service in any calendar year.

Bowen Therapy, Alexander Technique, Kinesiology, Hypnotherapy, Feldenkrais, Shiatsu, Aromatherapy, Reflexology, Herbalist Consultations, Health Monitoring Equipment and Preventative Equipment all have a group benefit maximum. This means you can claim up to a total of $400 across all of these services, in any calendar year. Individual benefit maximums also apply. 

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Conditions

There are some conditions on Wellness. In order to be covered, your treatment or program but be delivered by an HBF approved provider.

More information

For more specific information about the limits and benefits covered under each policy please call us on 133 423.

Waiting period

There is a waiting period of two months for this service.

We will honour waiting periods already served more info

Products that include Wellness cover

This is an Extras service, and is included in the following cover options.

Hospital and Extras Packages

Ultimate Package
From
$90.55 (i)
per week
  • Psychology
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    $2000 Combined maximum with Clinical psychology
  • Exercise physiology
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    $400 under 3yrs $600 3yrs and over
  • Remedial Massage and Myotherapy
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    $600
  • Nutritionist
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    $800 under 3yrs $1000 3-6yrs $1300 over 6yrs
  • Travel Vaccinations
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    Combined maximum of $500 applies for Travel vaccinations, Health education programs, Health checks, Weight management and Quit smoking/nicotine replacement therapy
  • Nicotine Replacement Therapy
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    Combined maximum of $500 applies for Travel vaccinations, Health education programs, Health checks, Weight management and Quit smoking/nicotine replacement therapy
  • Alexander Technique
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Aromatherapy
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Bowen Therapy
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Feldenkrais
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Health Monitoring Equipment
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $300 combined with aids to recovery, health monitoring equipment and preventative equipment
  • Herbalist Consultations
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Hypnotherapy
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Kinesiology
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Pilates
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $300
  • Preventative Equipment
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $300 combined with aids to recovery, health monitoring equipment and preventative equipment
  • Reflexology
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Shiatsu
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over
  • Yoga
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $300

Extras Only

Premium Extras Plus
From
$19.15 (i)
per week
  • Psychology
    Benefits
    $44 (initial & standard) $22 (group)
    Waiting Period
    2 months
    Maximums
    $450
  • Exercise physiology
    Benefits
    $28 consult $10 group
    Waiting Period
    2 months
    Maximums
    $400
  • Remedial Massage and Myotherapy
    Benefits
    $28 consult
    Waiting Period
    2 months
    Maximums
    $300
  • Nutritionist
    Benefits
    $33 initial $28 subsequent
    Waiting Period
    2 months
    Maximums
    $200
  • Travel Vaccinations
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $100
  • Nicotine Replacement Therapy
    Benefits
    100%
    Waiting Period
    2 months
    Maximums
    $100
  • Alexander Technique
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Aromatherapy
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Bowen Therapy
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Feldenkrais
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Health Monitoring Equipment
    Benefits
    100% Up to $75 sub-limit
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Herbalist Consultations
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Hypnotherapy
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Kinesiology
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Pilates
    Benefits
    $75 per program
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Preventative Equipment
    Benefits
    100% Up to $75 sub-limit
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Reflexology
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Shiatsu
    Benefits
    $28 per consult
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums
  • Yoga
    Benefits
    $75 per program
    Waiting Period
    2 months
    Maximums
    $400 group benefit maximum with individual benefit maximums

Add-on Products

Wellness
From
$4.20 (i)
per week
  • Waiting Period
    2 months