Natural Therapies

Natural Therapies includes a group of holistic treatments, designed to help stimulate the body’s self-healing response through physical and emotional wellbeing. 

Natural Therapies do not employ conventional western drugs or medication. However, they are often used together with the medical health care you receive from Western medical practitioners.


You might need Natural Therapies if you...

  • Are interested in the prevention of illness or injury without traditional intervention
  • Are seeking relief from pain
  • Would like an alternative approach to healing
  • Would like to complement any western medical treatment you’re receiving

What types of services does Natural Therapies include?

Initial and ongoing consultations for these services and more:

Things you need to know about Natural Therapies

Limits and benefits
Natural Therapies limits and benefits change depending on your choice of Extras product or package, the level of cover you choose and how long you’ve been an HBF member.

Show more

Our Easy 8 product has an annual limit on initial consultations for Aromatherapy, Acupuncture, Herbalist, Homeopathy, Naturopathy and Traditional Chinese Medicine.

Any ongoing consultations you have for these services share a combined annual limit
with any claims you make on Chiropractic, General Dental, Major Dental, Optical, Osteopathy, Physiotherapy and Remedial Massage treatment. 

Our Flexi Extras product and Ultimate Package have a combined annual limit
on all Natural Therapies services.

Show less
Conditions

In order to be covered, an HBF approved practitioner must carry out your treatment. There are some further conditions. 

Show more

You will only be paid one benefit per consultation, regardless of how many Natural Therapies services you receive treatment for during the appointment. 

HBF does not pay any benefits for medications or herbs as a part of Natural Therapies. Show less
More information

For more specific information about the limits and benefits covered under each policy,  please call us on 133 423.

Waiting period

There is a waiting period of two months for this service.

We will honour waiting periods already served more info

Products that include Natural Therapies cover

Natural Therapies is an Extras service, and is included in the following cover options.


Hospital and Extras Packages

Ultimate Package
From
$90.55 (i)
per week
  • Consultation
    Benefits
    90%
    Waiting Period
    2 months
    Maximums
    Annual maximum of $500 under 3 yrs $800 3-6 yrs $1,000 6 yrs and over

Extras Only

Easy 8
From
$9.15 (i)
per week
  • 1–6 individual consultations
    Benefits
    80% back
    Waiting Period
    2 months
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
  • 7–10 individual consultations
    Benefits
    80% back
    Waiting Period
    2 months
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
  • 11+ individual consultations
    Benefits
    80% back
    Waiting Period
    2 months
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
  • Consultation
    Benefits
    80% back
    Waiting Period
    2 months
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
Flexi Extras
From
$12.90 (i)
per week
  • Consultation
    Benefits
    $30
    Waiting Period
    2 months
    Maximums
    $200 under 1yr $250 over 1yr & up to 2yrs $300 over 2yrs Combined annual maximum