*Price may be subjectto change upon checkout.
If you're looking for cheap health insurance, it pays to keep things simple. We suggest making a list of services you want cover for in order of priority, and once you know what you're looking for, find products that tick off the most important ones. If you're new to private health insurance, our range of budget options below will get you off to a great start.
Starting from just $3 per week, our extras health cover options are straightforward and priced with value in mind, so you can feel confident you're only paying for services you need.
Simple, straightforward dental insurance
Dental - general *
Great value extras cover for everyone
Urgent ambulance *
With hospital cover options from only $11.45 per week, you'll be covered for over 5,000 services, be able to choose your own doctor, and save money by avoiding the Medicare Levy Surcharge at tax time.
Full cover for a shared room in an HBF Member Plus hospital (on covered services)
Cover for over 5000 medical procedures
Psychiatric care *
HBF medical gap cover
Low cost hospital cover for everybody
Theatre fees *
Non PBS in-hospital pharmacy *
Great value hospital with heart and private room cover
Podiatric Surgery *
Cardiac services (heart) *
Combining your hospital and extras health cover is an easy way to get cover for a broad range of health services, and avoid having to pay the Medicare Levy Surcharge.
Great value combined cover for everybody
Contact lenses *
Tell us which services you need cover for and we'll recommend a product for you
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different if you live in Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.