Compare your hospital cover options

Covered for thousands of hospital procedures and services, including chemotherapy, joint reconstructions, endoscopies, hernias, grommets and wisdom teeth removal.

Fully covered for unlimited urgent ambulance transport by road. Ambulance services are not free or covered by Medicare in most Australian states (Queensland and Tasmania exempt).

Fully covered for accommodation in a shared room at an HBF Member Plus private hospital. On included services only.

Fully covered for theatre fees on all agreed services on your policy. Theatre fees are the costs associated with going into an operating room for surgery, including procedures done at a day surgery.

Covered for most medications that you receive as an in-patient at an HBF Member Plus Hospital, including Pharmaceutical Benefits Scheme (PBS) gap items. 

Covered for surgical weight loss procedures, also known as gastric banding or sleeve gastrectomy.

Covered for in-hospital dialysis, which involves the removal of excess fluids and waste products from the body for people experiencing kidney failure.

Covered for the supply and replacement of an insulin pump for the treatment of diabetes.

Covered for the implantation of a cochlear implant, which is a type of surgically inserted hearing device.

Covered for sterility reversal, which involves a surgical procedure that attempts to restore fertility in both men and women.

Covered for end of life care, which aims to provide the best quality of life possible. For example, pain alleviation and management.

Covered for medical treatment or consultations that do not require a visit to hospital. For example, consultations with a General Practitioner (GP).

Covered for thousands of hospital procedures and services, including chemotherapy, joint reconstructions, endoscopies, hernias, grommets and wisdom teeth removal.

Fully covered for unlimited urgent ambulance transport by road. Ambulance services are not free or covered by Medicare in most Australian states (Queensland and Tasmania exempt).

Fully covered for accommodation in a shared room at an HBF Member Plus private hospital. On included services only.

Fully covered for theatre fees on all agreed services on your policy. Theatre fees are the costs associated with going into an operating room for surgery, including procedures done at a day surgery.

Covered for most medications that you receive as an in-patient at an HBF Member Plus Hospital, including Pharmaceutical Benefits Scheme (PBS) gap items. 

Covered for surgical weight loss procedures, also known as gastric banding or sleeve gastrectomy.

Covered for in-hospital dialysis, which involves the removal of excess fluids and waste products from the body for people experiencing kidney failure.

Covered for the supply and replacement of an insulin pump for the treatment of diabetes.

Covered for the implantation of a cochlear implant, which is a type of surgically inserted hearing device.

Covered for sterility reversal, which involves a surgical procedure that attempts to restore fertility in both men and women.

Covered for end of life care, which aims to provide the best quality of life possible. For example, pain alleviation and management.

Covered for inpatient rehabilitation services at a hospital or day facility. For example, physical therapy to restore physical strength after surgery.

Covered for in-hospital psychiatric care. For example, treatment for mental health disorders such as depression, anxiety, trauma and grief.

Covered for partial or total joint replacement surgery, which involves the removal of some or all of a damaged or diseased joint. For example, knee replacement surgery.

Covered for in-hospital treatment of the heart for a range of conditions. For example, heart attacks, chest pain, stroke, heart rhythm problems, and congenital heart defects.

Covered for surgery to remove a cataract and replace with an artificial lens.

Covered for maternity and birth-related services, which help women expecting a baby access in-patient care prior to and during birth, and up to 6 weeks after the birth.

Covered for IVF and other Assisted Reproductive Services (ARS) when received as an inpatient. For example, retrieval of eggs or sperm, or Gamete Intra-Fallopian Transfer (GIFT).

Covered for thousands of hospital procedures and services, including chemotherapy, joint reconstructions, endoscopies, hernias, grommets and wisdom teeth removal.

Fully covered for unlimited urgent ambulance transport by road. Ambulance services are not free or covered by Medicare in most Australian states (Queensland and Tasmania exempt).

Fully covered for accommodation in a shared room at an HBF Member Plus private hospital. On included services only.

Fully covered for theatre fees on all agreed services on your policy. Theatre fees are the costs associated with going into an operating room for surgery, including procedures done at a day surgery.

Covered for most medications that you receive as an in-patient at an HBF Member Plus Hospital, including Pharmaceutical Benefits Scheme (PBS) gap items. 

Covered for surgical weight loss procedures, also known as gastric banding or sleeve gastrectomy.

Covered for in-hospital dialysis, which involves the removal of excess fluids and waste products from the body for people experiencing kidney failure.

Covered for the supply and replacement of an insulin pump for the treatment of diabetes.

Covered for the implantation of a cochlear implant, which is a type of surgically inserted hearing device.

Covered for sterility reversal, which involves a surgical procedure that attempts to restore fertility in both men and women.

Covered for end of life care, which aims to provide the best quality of life possible. For example, pain alleviation and management.

Covered for medical treatment or consultations that do not require a visit to hospital. For example, consultations with a General Practitioner (GP).

Covered for inpatient rehabilitation services at a hospital or day facility. For example, physical therapy to restore physical strength after surgery.

Covered for in-hospital psychiatric care. For example, treatment for mental health disorders such as depression, anxiety, trauma and grief.

Covered for partial or total joint replacement surgery, which involves the removal of some or all of a damaged or diseased joint. For example, knee replacement surgery.

Covered for in-hospital treatment of the heart for a range of conditions. For example, heart attacks, chest pain, stroke, heart rhythm problems, and congenital heart defects.

Covered for surgery to remove a cataract and replace with an artificial lens.

Covered for maternity and birth-related services, which help women expecting a baby access in-patient care prior to and during birth, and up to 6 weeks after the birth.

Covered for IVF and other Assisted Reproductive Services (ARS) when received as an inpatient. For example, retrieval of eggs or sperm, or Gamete Intra-Fallopian Transfer (GIFT).

Fully covered for accommodation in a private or shared room at an HBF Member Plus private hospital. On included services only.

Covered for pharmaceutical items not included on the Government Pharmaceutical Benefits Scheme (PBS), allowing access to a broader range of medications.