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  • Exclusive member benefits.
  • Largest health fund in WA
  • 30 day cooling-off period.

Outpatient medical services and general treatment

Medicare covers outpatient medical services, but not general treatment such as dental, which can be covered by private health insurance.

If you visit a doctor outside a hospital, Medicare will reimburse 85% of the MBS fee for medical treatment - this applies whether or not you hold private health insurance. In most cases, if your doctor bills Medicare directly (bulk billing), you may not have to pay anything.


HBF Medicare
Can provide cover such as:
  • Dental examinations and general treatment (for example simple fillings);
  • Physiotherapy, occupational therapy, speech therapy, eye therapy, chiropractic services, podiatry or psychology services;
  • Complementary therapies, for example acupuncture (unless part of a doctor's consultation)
  • Glasses and contact lenses; and
  • Hearing aids and other appliances.
The extent of cover will depend on the type of private health insurance you take up.
Provides benefits for outpatient medical services such as:
  • Consultation fees for doctors, including specialists;
  • Tests and examinations by doctors needed to treat illnesses, such as x-rays and pathology tests; and
  • Eye tests performed by optometrists.

Did you know?

Did you know that Medicare does not provide everyday extras health cover such as dental examinations and treatment, glasses, contact lenses and a host of other services that can be covered by private health insurance? These costs quickly add up for you and your family since they are often the most utilised.

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