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Package cover
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Hospital cover
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Ambulance cover
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  • Exclusive member benefits.
  • Largest health fund in WA
  • 30 day cooling-off period.

Which cover suits you?

Ambulance 

HBF offers two types of road ambulance cover. Urgent Ambulance is a low cost option if you don't want Hospital or Extras cover, but you'd like insurance for an unexpected ambulance trip, while Ambulance Plus covers pre-booked or non-urgent ambulance transport.

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Extras

HBF Extras cover pays benefits on up to 22 day-to-day services including dental, optical, physio, chiro, podiatry and occupational therapy.

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Hospital

HBF Hospital cover pays benefits for things such as accommodation in a private hospital, theatre and specialist fees, as well as allowing you to choose your own doctor and avoid long waiting lists.

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Hospital and Extras

HBF Hospital and Extras cover pays benefits on things such as accommodation in a private hospital and theatre fees as well as day to day health services such as dental, optical, physio and chiro.

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Ultimate

Ultimate cover is the most comprehensive combined Hospital and Extras product available in Australia. It fully covers most hospital visits and you'll get between 90-100% back on 36 Extras services such as dental, optical and remedial massage. 

Find out more Get a quote

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