HBF cancels 2020 premium increase

Want to avoid rising health insurance costs? At HBF we’ve already made the decision to cancel premium increases on all our health insurance products this year.

HBF is leading the way and cancelled this year’s premium increase!

CHOICE has reviewed private health insurers response to COVID-19, see what they have to say here.

Why we cancelled our 2020
premium increase

Being a not for profit health insurer with no obligations to shareholders allows us to stay focused on the interests of our members and to be there when they need us most.

That’s why we were able to cancel our premium increase in 2020. It’s good news for our members, and it’s good news for you too.

Join HBF today to enjoy our quality health cover at an affordable premium.

Compare cover options

Switch to HBF in 3 simple steps

  1. Choose cover that suits your needs

    Review and compare our range of hospital and extras health cover options to find the cover that best suits you.

  2. Sign up for HBF health cover

    You can switch to HBF online. If you'd prefer to chat, call 133 423 and our friendly member service advisors will help you out.

  3. Let HBF do the paperwork

    When you sign up, simply tell us the name of your current insurer and we'll handle all the paperwork for you.

It may take up to 14 days for other funds to issue a clearance certificate. Until a clearance certificate has been received and assessed we will not be able to finalise any claims submitted.

Why HBF is the right choice for you

  • Waiting periods observed

    If you hold cover with another fund, we'll honour all waiting periods, up to 12 months, already served with your current health insurer.

  • Local team, world-class service

    A call centre and highly trained response team right here in Australia delivers friendly local service whenever you need it. Plus, our all-new app makes it easy to manage your health cover on the go.

  • Members first

    We're not for profit

    This means we don’t have shareholders to pay so we can focus on what’s best for our members. Want an insurer who puts people before profit? That’s us.

  • Affordable and flexible cover

    From entry level to comprehensive, we’ve got flexible and affordable cover options designed with you in mind.

  • Member benefits

    Looking after your health means much more than just insurance. That’s why HBF health members can access a range of discounts from discounted gym memberships to cheap movie tickets.

  • Cover for dependents

    We’ll cover your children for free until they’re 251. This applies to all levels of hospital and extras cover.

COVID-19 cover

HBF is offering temporarily expanded cover for COVID-19 hospital admissions 2 , and temporary telehealth benefits so you can stay well at home 3 .

30 day cooling-off period

We’re confident you’ll love being with HBF from day one. But just in case you change your mind, you have 30 days from your policy's start date to get a full refund, so long as you haven't claimed.


Find cover to suit you

Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs. When you join, just tell us the name of your current health fund and we'll take care of the rest.