HBF is giving you 

A premium increase greater than 0%? Not in 2020! HBF has cancelled its 2020 premium increase on all health insurance products. No exceptions.
2020 premium 
increase cancelled

We're not-for-profit, 
so members come first

Affordable and 
flexible cover

Why we cancelled our 2020
premium increase

Being a not for profit health insurer with no obligations to shareholders allows us to stay focused on the interests of our members and to be there when they need us most.

That’s why we were able to cancel our premium increase in 2020. It’s good news for our members, and it’s good news for you too.

Join HBF today to enjoy our quality health cover at an affordable price.

Compare cover options

Switch to HBF in 3 simple steps

You’re always free to shop around for health cover. You can switch to HBF any time of year, and we’ll be here to help.
  1. Choose cover that suits your needs

    Review and compare our range of hospital and extras health cover options, or use our cover recommendation tool

  2. Sign up for HBF health cover

    You can switch to HBF online, over the phone or at one of our branch locations.

  3. Let HBF do the paperwork

    When you sign up, simply tell us the name of your current health fund and your member number (sometimes called policy number). We’ll handle all the paperwork for you.


Find cover to suit you

At HBF, we have great value hospital & extras products. Tell us a little about yourself and we’ll find our best cover to suit your needs. If you’re switching to HBF, just tell us the name of your current health fund and we’ll take care of the rest.


Great music, great health cover

It only takes 3 minutes for you to find the right level of health cover for you. We've even got a soundtrack for you to play in the background.