• Exclusive member benefits.
  • Largest health fund in WA
  • 30 day cooling-off period.

Smart Saver TwinPack

Summary

Covers you for most hospital treatments plus maternity, IVF, and other birth related services. Also includes nine extras, including major dental and orthodontic. Perfect if you're starting a family or planning more kids. Includes full cover for a private room when you have a baby.

For full benefits see the policy details.

From
$26.95 (i)
per week
Included in this Hospital & Extras cover
NAME
WAITING
PERIODS
COVERED
Dental - general
2 months
Included
More information
Consultation/examinations 2 months
Included
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Extractions 2 months
Included
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Fillings – direct 2 months
Included
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Mouthguard* 2 months
Included
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Scale and clean - 1st visit 2 months
Included
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Dental - major
12 months
Included
More information
Bridges 12 months
Included
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Crowns 12 months
Included
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Full dentures 12 months
Included
More information
Root canal treatment 12 months
Included
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Tooth coloured fillings – indirect 12 months
Included
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Veneer – direct 12 months
Included
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Veneer – indirect 12 months
Included
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Dental - implants and braces
12 months
Included
More information
Braces 12 months
Included
More information
Implants 12 months
Included
More information
Chiropractic
2 months
Included
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Chiropractic xray - 1 pp per calendar yr 2 months
Included
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Initial individual consultation - 1 pp per calendar yr 2 months
Included
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Subsequent individual consultations 2 months
Included
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Glasses
2 months
Included
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Frames & bi-focal lenses 2 months
Included
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Frames & single vision lenses 2 months
Included
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Frames & tri-focal/progressive lenses 2 months
Included
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Lenses only 2 months
Included
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Optical - contact lenses
2 months
Included
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Spherical rigid or soft contact lenses 2 months
Included
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Physiotherapy
2 months
Included
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Group consultations 2 months
Included
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Individual consultations for lymphoedema management* 2 months
Included
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Individual consultations for Pelvic Floor Physiotherapy* 2 months
Included
More information
Assessment Consultation 1 pp per calendar yr 2 months
Included
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Subsequent individual consultations 2 months
Included
More information
Urgent ambulance*
7 days
Included
More information
Pharmacy*
2 months
Included
More information
For pharmaceuticals listed on the HBF Pharmacy Benefit Schedule 2 months
Included
More information
Podiatry - consults and procedures
2 months
Included
More information
Brief consultations (clinic based) 2 months
Included
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Comprehensive consultations (clinic based) 2 months
Included
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Initial consultation (clinic based) 2 months
Included
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Intermediate consultations (clinic based) 2 months
Included
More information
2 months
Included
More information
Healthy living programs*
2 months
Included
More information
Flu vaccinations & dose administration aids 2 months
Included
More information
Friendlies Health Program 2 Months
Included
More information
Health education programs 2 months
Included
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Living Longer Living Stronger 2 Months
Included
More information
Quit smoking programs 2 Months
Included
More information
Weight management programs 2 months
Included
More information
Cover for over 5000 medical procedures
2 months (12 months for pre-existing ailments)
Included
More information
HBF medical gap cover
2 months (12 months for pre-existing ailments)
Included
More information
Psychiatric care*
2 months
Included *
Rehabilitation
2 months
Included
More information
Theatre fees*
2 months (12 months for pre-existing ailments)
Included *
Urgent ambulance*
7 days
Included *
2 Months (12 months for pre-existing ailments)
Included
Hospital excess
2 months (12 months for pre-existing ailments)
Included
More information
2 Months (12 months for pre-existing ailments)
Included
12 months
Included
More information
Cardiac services (heart)*
2 months (12 months for pre-existing ailments)
Included *
2 months (12 months for pre-existing ailments)
Included *
Full cover for a private room for maternity patients in an HBF Member Plus hospital
12 months
Included
Joint replacement surgery (partial or total)*
2 months (12 months for pre-existing ailments)
Included
More information
Non PBS in-hospital pharmacy*
2 months (12 months pre-existing)
Included
More information
No waiting period
Included
Not included in this Hospital & Extras cover

Osteopathy

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Podiatry - foot orthoses*

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Exercise physiology

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Appliances

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Clinical psychology*

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Occupational therapy

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Eye therapy

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Remedial massage/myotherapy

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Antenatal classes

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Out-of-hospital medical

PBS pharmacy – outpatient

Podiatric surgery

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