{{ vm.loadingText }}
Review and complete details to get a price.
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{vm.myQuote.coverFor}} {{ vm.myQuote.coverScale }} in {{vm.myQuote.state}}, with no Australian Gov. Rebate. with a {{ vm.myQuote.rebate }}% Australian Gov. Rebate. Edit
from ${{ vm.myQuote.product.price }}/week
+
from ${{ vm.myQuote.extras.price }}/week  
  • Add-ons:
  • {{ addon.title}} ${{ addon.price}} /week (included)
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{ vm.productAddedTitle }} {{ vm.productAddedSuffix }}
You're from Overseas
133 423
  • Exclusive member benefits.
  • Largest health fund in WA
  • 30 day cooling-off period.

Health insurance

Compare package products

An HBF Package is a cost-effective combination of both Hospital and Extras cover.

This table shows the benefits for agreed services at an HBF Member Plus hospital* as well as a range of everyday health services such as dental, optical, physio and chiro. It is important to fully understand the details of your health cover. This table contains a detailed explanation of each of our Packages.

Services
Young Singles Saver Twin Pack
From
$17.70 (i)
per week

More info

Smart Saver Twin Pack
From
$29.35 (i)
per week

More info

Prime Health Package
From
$38.30 (i)
per week

More info

Ultimate Package
From
$90.55 (i)
per week

More info

Extras
       
Included
Included
Included
Included
Consultations and examinations
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Not included
Included
Included
Included
Veneer – indirect
Not included
Included
Included
Included
Veneer – direct
Not included
Included
Included
Included
Tooth coloured fillings – indirect
Not included
Included
Included
Included
Not included
Included
Included
Included
Not included
Included
Included
Included
Not included
Included
Included
Included
Root canal treatment
Not included
Included
Included
Not included
Not included
Included
Included
Included
Braces
Not included
Included
Included
Included
Implants
Not included
Included
Included
Included
Included
Included
Included
Included
Initial individual consultation - 1 pp per calendar yr
Included
Included
Included
Included
Subsequent individual consultations
Included
Included
Included
Included
Chiropractic xray - 1 pp per calendar yr
Included
Included
Included
Included
Included
Included
Included
Included
Frames & single vision lenses
Included
Included
Included
Included
Frames and bifocal or multifocal lenses
Included
Included
Included
Included
Frames & tri-focal/progressive lenses
Included
Included
Not included
Not included
Frames and multi-focal lenses
Not included
Not included
Included
Included
Frames only
Not included
Not included
Not included
Included
Lenses only
Included
Included
Included
Not included
Included
Included
Included
Included
Contact lenses or frequently replaced lenses
Included
Included
Included
Not included *
Spherical rigid or soft contact lenses
Included
Included
Included
Included
Toric – rigid or soft lenses
Not included
Not included
Included
Included
Frequent replacement disposable contact lenses
Not included
Not included
Included
Included
Bi-focal progressive lenses
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Initial individual consultation - 1 pp per calendar yr
Not included
Not included
Included
Included
Subsequent individual consultations
Not included
Not included
Included
Included
Included
Included
Included
Included
Initial consultation
Included
Included
Included
Included
Subsequent consultations
Included
Included
Included
Included
Group consultations
Included
Included
Included
Not included
Individual consultations by a specialised physiotherapist for Pelvic Floor Physiotherapy - 3 pp per calendar yr*
Included
Included
Included
Included
Individual consultations by a specialised physiotherapist for lymphoedema management - 3 pp per calendar yr*
Included
Included
Included
Included
Included
Included
Included
Included
Pharmacy*
Included
Included
Included
Included
For pharmaceuticals listed on the HBF Pharmacy Benefit Schedule
Included
Included
Included
Included
Included
Included
Included
Included
Initial consultation (clinic based)
Included
Included
Included
Included
Brief consultations (clinic based)
Included
Included
Included
Included
Intermediate consultations (clinic based)
Included
Included
Included
Included
Comprehensive consultations (clinic based)
Included
Included
Included
Included
Surgery
Not included
Not included
Not included
Included
Not included
Not included
Included
Included
Foot orthoses - including casting
Not included
Not included
Included
Included
Diagnostic testing and biomechanical evaluation
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Charges for most appliances
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Not included
Not included
Not included
Included
Blood Glucose Monitor
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Assessment
Not included
Not included
Included
Not included
Individual treatment/management
Not included
Not included
Included
Included
Consultations
Not included
Not included
Included
Included
Couple or family treatment
Not included
Not included
Included
Not included
Group treatment
Not included
Not included
Included
Not included
Not included
Not included
Included
Included
Initial individual consultation
Not included
Not included
Included
Included
Subsequent individual consultations
Not included
Not included
Included
Included
Group consultations
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Initial individual consultation
Not included
Not included
Included
Included
Other individual consultations - less than 30 mins
Not included
Not included
Included
Included
Other individual consultations - more than 30 mins
Not included
Not included
Included
Included
Group consultations
Not included
Not included
Included
Included
Not included
Not included
Included
Included
Individual consultations – up to 30 mins
Not included
Not included
Included
Not included
Individual consultations – over 30 mins
Not included
Not included
Included
Not included
Visual field test – 2 pp per calendar yr
Not included
Not included
Included
Not included
Colour vision test – 1 pp per calendar yr
Not included
Not included
Included
Not included
Not included
Not included
Not included
Included
Not included
Not included
Included
Included
Initial individual consultation – Up to 45 minutes
Not included
Not included
Included
Included
Initial individual consultation – 45 to 90 minutes
Not included
Not included
Included
Included
Group consultations
Not included
Not included
Included
Included
Subsequent individual consultations – Up to 45 minutes
Not included
Not included
Included
Included
Subsequent individual consultations – 45 to 90 minutes
Not included
Not included
Included
Included
Not included
Not included
Not included
Included
Not included
Available if purchased separately
Not included
Available if purchased separately
Not included
Available if purchased separately
Included
Psychology
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Yoga*
Not included
Not included
Not included
Included
Not included
Not included
Included
Included
Included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Included
Included
Included
Included
Not included
Included
Included
Included
Not included
Included
Included
Included
Not included
Included
Included
Included
Included
Included
Included
Health education programs
Included
Included
Included
Living Longer Living Stronger
Included
Included
Included
Pilates and yoga programs
Not included
Included
Quit smoking programs
Included
Included
Included
Included
Weight management programs
Included
Included
Not included
Included
Not included
Not included
Not included
Included
Not included
Not included
Not included
Included
Initial consultation
Not included
Not included
Not included
Included
Subsequent consultation
Not included
Not included
Not included
Included
Psychology
Not included
Not included
Not included
Included
Travel and accommodation
Not included
Not included
Not included
Included
Not included
Included
Included
Included
Optical laser eye procedures
Not included
Not included
Not included
Included
Implantable contact lenses
Not included
Not included
Not included
Included
Keratoconus cross linking
Not included
Not included
Not included
Included
LASIK - bilateral eye surgery
Not included
Not included
Not included
Included
PRK - bilateral eye surgery
Not included
Not included
Not included
Included
Refractive lens exchange
Not included
Not included
Not included
Included
Hospital
       
Included
Included
Included
Included
Medical Gap Cover
Included
Included
Included
Included
Included
Included
Included
Included
Full cover for a shared room in an HBF Member Plus hospital (on covered services)
Included
Included
Included
Included
Not included
Not included
Included
Included
Not included
Included
Included
Included
Not included
Included
Included
Included
Not included
Included
Included
Included
Not included
Included
Not included
Included
Not included
Included
Not included
Included
Full cover for a private room for maternity patients in an HBF Member Plus hospital*
Not included
Included
Not included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Not included
Podiatric surgery
Not included
Not included
Included
Included
Included
Included
Included
Included
Friendlies service
Not included
Included
Included
Included
Services
Young Singles Saver Twin Pack
From
$17.70 (i)
per week

More info

Smart Saver Twin Pack
From
$29.35 (i)
per week

More info

Prime Health Package
From
$38.30 (i)
per week

More info

Ultimate Package
From
$90.55 (i)
per week

More info

It looks like you're from Outside Australia

We need to confirm your location to show you the correct content, products and pricing.

No, I'm not from Outside Australia

Sorry, your product selection isn't available if you live outside Western Australia.

Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.

You're about to see content designed for people outside WA.

Content, products and pricing information is different if you live in Western Australia.

Oops! This product isn't available in your state

The product you’ve selected isn’t available for purchase in your state.

Please select your state or territory

We need to confirm your location to show you the correct content, products and pricing.

Change your state or territory

If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.

WA NSW VIC SA TAS NT QLD ACT I'm visiting from outside of Australia
Would you like personalised pricing? Add product to your quote Edit your details
To show accurate prices relevant to you, we need to know a little about you first. Thanks for selecting your product. So we can proceed with your quote, please fill in the following details.
I want cover for:
Singles
Couples
Families
Single parent families
Please select your cover type
Your level of cover is not compatible with this product
Are you an Australian resident?
Which type of visa do you hold?
Please select your Visa type
Please specify your Visa number
Please enter your 3-digit Visa number
Is your visa subject to the 8501 condition?
Please specify your choice
Hospital or package products in your quote may not be suitable for overseas visitors. If you continue, we'll remove these from your quote.
Some products may not be suitable if you are an Australian resident or don't meet the Visa requirements. If you continue, we'll remove these from your quote.
Hospital or package products are not suitable for overseas visitors.
Some overseas visitor products are not suitable if you are an Australian resident or don't meet the Visa requirements.
What is your DOB?
  • Please enter your birth date
    Our products are suitable for ages 18 to 101
    {{vm.dobMinAgeMessage}}
    {{vm.dobMaxAgeMessage}}
    Australian Government Rebate
    Where do you live?
    Please select where you live.
    Sorry, your product selection isn't available if you live in {{vm.stateLabel()}}. Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
    Now that you've confirmed your location, we'll refresh the page with the most relevant content, products and pricing.
    Your product selection isn't available if you live in {{vm.stateLabel()}}. If you continue, we'll remove these from your quote and refresh the page with the most relevant content, products and pricing.
    You've changed your location. If you continue, we'll refresh the page to make sure you have the most relevant content, products and pricing.
    How often do you want to pay?
    Cancel (this option will show estimated pricing only). Cancel Cancel
    Find my cover
    Add to quote
    Save your details
    • {{item}}
    {{data.service.parentTitle}}
    {{data.service.title}}
    Included services
    Benefits
    Maximums
    • {{item.title}}
    Benefits
    Maximums
    Waiting periods

    {{data.service.waitingPeriod}}

    We will honour waiting periods already served more info
    {{data.service.footnote}}