{{ vm.loadingText }}
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{vm.myQuote.coverFor}} {{ vm.myQuote.coverScale }} in {{vm.myQuote.state}}, with no Australian Gov. Rebate. with a {{ vm.myQuote.rebate }}% Australian Gov. Rebate.
from ${{ vm.myQuote.product.price }}/week  
+
from ${{ vm.myQuote.extras.price }}/week  
  • Add-ons:
  • {{ addon.title}} ${{ addon.price}} /week (included)
from
$
{{ vm.myQuote.weeklyPrice }}/week
That's {{ vm.myQuote.totalPrice }} {{ vm.myQuote.paymentFrequency }}
Review quote
{{ vm.productAddedTitle }} {{ vm.productAddedSuffix }}
You're from Overseas
133 423
myQuote

Your quote

View full quote
There are no products in your quote
Package cover
{{quote.quoteValues.products.hospitalAndEssentials.title}}
Hospital cover
{{quote.quoteValues.products.hospital.title}}
Select a Hospital product
Ambulance cover
{{quote.quoteValues.products.ambulance.title}}
Select an Ambulance product
Overseas cover
{{quote.quoteValues.products.overseas.title}}
Select an Overseas product
Extras cover
{{quote.quoteValues.products.essentials.title}}
Select an Extras product
Add-ons
{{item.title}}
Select an Additional product
total {{quote.userValues.paymentFrequency}}${{quote.quoteValues.premium|number:2}}*

Fast checkout

Loading... Check out Continue

*Price may be subject
to change upon checkout.

  • Exclusive member benefits.
  • Largest health fund in WA
  • 30 day cooling-off period.

Health insurance

Compare package products

An HBF Package is a cost-effective combination of both Hospital and Extras cover.

This table shows the benefits for agreed services at an HBF Member Plus hospital* as well as a range of everyday health services such as dental, optical, physio and chiro. It is important to fully understand the details of your health cover. This table contains a detailed explanation of each of our Packages.

Services
Young Singles Saver Twin Pack
From
$16.20 (i)
per week

More info

Smart Saver Twin Pack
From
$26.95 (i)
per week

More info

Prime Health Package
From
$40.95 (i)
per week

More info

Ultimate Package
From
$89.55 (i)
per week

More info

Extras
       
Dental - general
Included
More information
Included
More information
Included
More information
Included
More information
Consultation/examinations
Included
More information
Included
More information
Included
More information
Included
More information
Scale and clean - 1st visit
Included
More information
Included
More information
Included
More information
Included
More information
Mouthguard*
Included
More information
Included
More information
Included
More information
Included
More information
Extractions
Included
More information
Included
More information
Included
More information
Included
More information
Fillings – direct
Included
More information
Included
More information
Included
More information
Included
More information
Dental - major
Not included
Included
More information
Included
More information
Included
More information
Veneer – indirect
Not included
Included
More information
Included
More information
Included
More information
Veneer – direct
Not included
Included
More information
Included
More information
Included
More information
Tooth coloured fillings – indirect
Not included
Included
More information
Included
More information
Included
More information
Crowns
Not included
Included
More information
Included
More information
Included
More information
Bridges
Not included
Included
More information
Included
More information
Included
More information
Full dentures
Not included
Included
More information
Included
More information
Included
More information
Root canal treatment
Not included
Included
More information
Included
More information
Not included
Dental - implants and braces
Not included
Included
More information
Included
More information
Included
More information
Braces
Not included
Included
More information
Included
More information
Included
More information
Implants
Not included
Included
More information
Included
More information
Included
More information
Chiropractic
Included
More information
Included
More information
Included
More information
Included
More information
Initial individual consultation - 1 pp per calendar yr
Included
More information
Included
More information
Included
More information
Included
More information
Subsequent individual consultations
Included
More information
Included
More information
Included
More information
Included
More information
Chiropractic xray - 1 pp per calendar yr
Included
More information
Included
More information
Included
More information
Included
More information
Glasses
Included
More information
Included
More information
Included
More information
Included
More information
Frames & single vision lenses
Included
More information
Included
More information
Included
More information
Included
More information
Frames & bi-focal lenses
Included
More information
Included
More information
Included
More information
Included
More information
Frames & tri-focal/progressive lenses
Included
More information
Included
More information
Not included
Not included
Frames and multi-focal lenses
Not included
Not included
Included
More information
Included
More information
Frames only
Not included
Not included
Not included
Included
More information
Lenses only
Included
More information
Included
More information
Included
More information
Not included
Optical - contact lenses
Included
More information
Included
More information
Included
More information
Included
More information
Spherical rigid or soft contact lenses
Included
More information
Included
More information
Included
More information
Included
More information
Toric – rigid or soft lenses
Not included
Not included
Included
More information
Included
More information
Frequent replacement disposable contact lenses
Not included
Not included
Included
More information
Included
More information
Bi-focal progressive lenses
Not included
Not included
Included
More information
Included
More information
Osteopathy
Not included
Not included
Included
More information
Included
More information
Initial individual consultation - 1 pp per calendar yr
Not included
Not included
Included
More information
Included
More information
Subsequent individual consultations
Not included
Not included
Included
More information
Included
More information
Physiotherapy
Included
More information
Included
More information
Included
More information
Included
More information
Assessment Consultation 1 pp per calendar yr
Included
More information
Included
More information
Included
More information
Included
More information
Subsequent individual consultations
Included
More information
Included
More information
Included
More information
Included
More information
Group consultations
Included
More information
Included
More information
Included
More information
Not included
Individual consultations for lymphoedema management*
Included
More information
Included
More information
Included
More information
Included
More information
Individual consultations for Pelvic Floor Physiotherapy*
Included
More information
Included
More information
Included
More information
Included
More information
Urgent ambulance*
Included
More information
Included
More information
Included
More information
Included
More information
Pharmacy*
Included
More information
Included
More information
Included
More information
Included
More information
For pharmaceuticals listed on the HBF Pharmacy Benefit Schedule
Included
More information
Included
More information
Included
More information
Included
More information
Podiatry - consults and procedures
Included
More information
Included
More information
Included
More information
Included
More information
Initial consultation (clinic based)
Included
More information
Included
More information
Included
More information
Included
More information
Brief consultations (clinic based)
Included
More information
Included
More information
Included
More information
Included
More information
Intermediate consultations (clinic based)
Included
More information
Included
More information
Included
More information
Included
More information
Comprehensive consultations (clinic based)
Included
More information
Included
More information
Included
More information
Included
More information
Podiatry - foot orthoses*
Not included
Not included
Included
More information
Included
More information
Foot orthoses - including casting
Not included
Not included
Included
More information
Included
More information
Diagnostic testing and biomechanical evaluation
Not included
Not included
Included
More information
Included
More information
Not included
Not included
Included
More information
Included
More information
Charges for most appliances
Not included
Not included
Included
More information
Included
More information
Aids to recovery
Not included
Not included
Included
More information
Included
More information
Health monitoring equipment
Not included
Not included
Not included
Included
More information
Blood glucose monitor
Not included
Not included
Included
More information
Included
More information
Nebuliser
Not included
Not included
Included
More information
Included
More information
Hearing aid
Not included
Not included
Not included
Included
More information
Clinical psychology*
Not included
Not included
Included
More information
Included
More information
Individual assessment - 1 pp per calendar yr
Not included
Not included
Included
More information
Not included
Individual treatment/management
Not included
Not included
Included
More information
Included
More information
Couple or family treatment
Not included
Not included
Included
More information
Not included
Group treatment
Not included
Not included
Included
More information
Not included
Dietetics
Not included
Not included
Included
More information
Included
More information
Initial individual consultation
Not included
Not included
Included
More information
Included
More information
Subsequent individual consultations
Not included
Not included
Included
More information
Included
More information
Group consultations
Not included
Not included
Included
More information
Included
More information
Hearing aid
Not included
Not included
Included
More information
Included
More information
Occupational therapy
Not included
Not included
Included
More information
Included
More information
Initial individual consultation
Not included
Not included
Included
More information
Included
More information
Other individual consultations - less than 30 mins
Not included
Not included
Included
More information
Included
More information
Other individual consultations - more than 30 mins
Not included
Not included
Included
More information
Included
More information
Group consultations
Not included
Not included
Included
More information
Included
More information
Eye therapy
Not included
Not included
Included
More information
Included
More information
Individual consultations – up to 30 mins
Not included
Not included
Included
More information
Not included
Individual consultations – over 30 mins
Not included
Not included
Included
More information
Not included
Visual field test – 2 pp per calendar yr
Not included
Not included
Included
More information
Not included
Colour vision test – 1 pp per calendar yr
Not included
Not included
Included
More information
Not included
Speech therapy
Not included
Not included
Included
More information
Included
More information
Initial individual consultation – Up to 45 minutes
Not included
Not included
Included
More information
Included
More information
Initial individual consultation – 45 to 90 minutes
Not included
Not included
Included
More information
Included
More information
Group consultations
Not included
Not included
Included
More information
Included
More information
Subsequent individual consultations – Up to 45 minutes
Not included
Not included
Included
More information
Included
More information
Subsequent individual consultations – 45 to 90 minutes
Not included
Not included
Included
More information
Included
More information
Complementary therapies*
Not included
Not included
Not included
Included
More information
Natural therapies
Not included
Not included
Not included
Included
More information
Consultation*
Not included
Not included
Not included
Included
More information
Wellness
Not included
Available if purchased separately
Not included
Available if purchased separately
Not included
Available if purchased separately
Included
More information
Psychology
Not included
Not included
Not included
Included
More information
Exercise physiology
Not included
Not included
Not included
Included
More information
Remedial massage/myotherapy
Not included
Not included
Not included
Included
More information
Nutritionist
Not included
Not included
Not included
Included
More information
Travel vaccinations
Not included
Not included
Not included
Included
More information
Nicotine replacement therapy
Not included
Not included
Not included
Included
More information
Alexander technique
Not included
Not included
Not included
Included
More information
Aromatherapy
Not included
Not included
Not included
Included
More information
Bowen therapy
Not included
Not included
Not included
Included
More information
Feldenkrais
Not included
Not included
Not included
Included
More information
Health monitoring equipment
Not included
Not included
Not included
Included
More information
Herbalist consultation
Not included
Not included
Not included
Included
More information
Hypnotherapy
Not included
Not included
Not included
Included
More information
Kinesiology
Not included
Not included
Not included
Included
More information
Pilates program*
Not included
Not included
Not included
Included
More information
Preventative equipment
Not included
Not included
Not included
Included
More information
Reflexology
Not included
Not included
Not included
Included
More information
Shiatsu
Not included
Not included
Not included
Included
More information
Yoga program*
Not included
Not included
Not included
Included
More information
Not included
Not included
Not included
Included
More information
Exercise physiology
Not included
Not included
Not included
Included
More information
Included
More information
Included
More information
Included
More information
Included
More information
Healthy living programs*
Not included
Included
More information
Included
More information
Included
More information
Flu vaccinations & dose administration aids
Not included
Included
More information
Included
More information
Included
More information
Friendlies Health Program
Included
More information
Included
More information
Included
More information
Health education programs
Included
More information
Included
More information
Included
More information
Living Longer Living Stronger
Included
More information
Included
More information
Included
More information
Pilates and yoga programs
Included
More information
Quit smoking programs
Included
More information
Included
More information
Included
More information
Travel vaccinations
Included
More information
Weight management programs
Included
More information
Not included
Included
More information
Included
More information
Non-urgent ambulance
Not included
Not included
Not included
Included
More information
Nutritionist
Not included
Not included
Not included
Included
More information
Initial consultation
Not included
Not included
Not included
Included
More information
Subsequent consultation
Not included
Not included
Not included
Included
More information
Psychology
Not included
Not included
Not included
Included
More information
Remedial massage/myotherapy
Not included
Not included
Not included
Included
More information
Travel and accommodation
Not included
Not included
Not included
Included
More information
Optical laser eye procedures
Not included
Not included
Not included
Included
More information
Implantable contact lenses
Not included
Not included
Not included
Included
More information
Keratoconus cross linking
Not included
Not included
Not included
Included
More information
LASIK - bilateral eye surgery
Not included
Not included
Not included
Included
More information
PRK - bilateral eye surgery
Not included
Not included
Not included
Included
More information
Refractive lens exchange
Not included
Not included
Not included
Included
More information
Hospital
       
Cover for over 5000 medical procedures
Included
More information
Included
More information
Included
More information
Included
More information
HBF medical gap cover
Included
More information
Included
More information
Included
More information
Included
More information
Theatre fees
Included
More information
Included
More information
Included
More information
Included
More information
Included
More information
Included
More information
Included
More information
Included
More information
Full cover for a private room in an HBF Member Plus hospital (on covered services)
Not included
Not included
Included
More information
Included
More information
Not included
Included
More information
Included
More information
Included
More information
Cardiac services (heart)*
Not included
Included
More information
Included
More information
Included
More information
Joint replacement surgery (partial or total)*
Not included
Included
More information
Included
More information
Included
More information
Not included
Included
More information
Not included
Included
More information
Not included
Included
More information
Not included
Included
More information
Full cover for a private room for maternity patients in an HBF Member Plus hospital
Not included
Included
More information
Not included
Included
More information
Psychiatric care*
Included
More information
Included
More information
Included
More information
Included
More information
Rehabilitation
Included
More information
Included
More information
Included
More information
Included
More information
Urgent ambulance
Included
More information
Included
More information
Included
More information
Included
More information
Hospital excess
Included
More information
Included
More information
Included
More information
Not included
Podiatric surgery
Not included
Not included
Included
More information
Included
More information
Non PBS in-hospital pharmacy*
Included
More information
Included
More information
Included
More information
Included
More information
Not included
Included
More information
Included
More information
Included
More information
Services
Young Singles Saver Twin Pack
From
$16.20 (i)
per week

More info

Smart Saver Twin Pack
From
$26.95 (i)
per week

More info

Prime Health Package
From
$40.95 (i)
per week

More info

Ultimate Package
From
$89.55 (i)
per week

More info

It looks like you're from Outside Australia

We need to confirm your location to show you the correct content, products and pricing.

No, I'm not from Outside Australia

Sorry, your product selection isn't available if you live outside Western Australia.

Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.

You're about to see content designed for people outside WA.

Content, products and pricing information is different if you live in Western Australia.

Oops! This product isn't available in your state

The product you’ve selected isn’t available for purchase in your state.

Please select your state or territory

We need to confirm your location to show you the correct content, products and pricing.

Change your state or territory

If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.

WA NSW VIC SA TAS NT QLD ACT I'm visiting from outside of Australia
Would you like personalised pricing? Add product to your quote Edit your details
To show accurate prices relevant to you, we need to know a little about you first. Thanks for selecting your product. So we can proceed with your quote, please fill in the following details.
I want cover for:
Singles
Couples
Families
Single parent families
Please select your cover type
Are you an Australian resident?
Hospital or package products in your quote may not be suitable for overseas visitors. If you continue, we'll remove these from your quote.
Overseas visitor products in your quote may not be suitable if you are an Australian resident. If you continue, we'll remove these from your quote.
Hospital or package products are not suitable for overseas visitors.
Overseas visitor products are not suitable if you are an Australian resident.
Which type of visa do you hold?
Please select your Visa type
Please specify your Visa number
Please enter your 3-digit Visa number
Is your visa subject to the 8501 condition?
Please specify your choice
What is your DOB?
  • Please enter your birth date
    Our products are suitable for ages 18 to 101
    Australian Government Rebate
    Where do you live?
    Please select where you live.
    Sorry, your product selection isn't available if you live in {{vm.stateLabel()}}. Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
    Now that you've confirmed your location, we'll refresh the page with the most relevant content, products and pricing.
    Your product selection isn't available if you live in {{vm.stateLabel()}}. If you continue, we'll remove these from your quote and refresh the page with the most relevant content, products and pricing.
    You've changed your location. If you continue, we'll refresh the page to make sure you have the most relevant content, products and pricing.
    How often do you want to pay?
    Cancel (this option will show estimated pricing only). Cancel Cancel
    Find my cover
    Add to quote
    Save your details