Cover for our 8 most popular extras services

Great for those who don’t claim often but want higher benefits when they do. Enjoy the flexibility of a combined annual limit, on the 8 most commonly utilised services, so you can use it your way on the services you claim most

Easy 8 benefits

  • $800 combined limit so you can choose what you use
  • 80% back on most services
  • Cover for 8 popular extras
  • Join now, claim now – 2 month waiting periods waived.^

Includes cover for the following services

Extras services

  • General Dental

    General Dental is a service that covers the more common dental treatments you might have during a routine visit to the dentist.

    Make the most of your benefits by visiting one of HBF's Member Plus dental providers.

    Included services
    Consultations and examinations*
    Tooth Extraction*
    Fillings (direct)*
    Mouthguards*
    Scale and Clean*
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

    Visit a Member Plus provider and receive a 80% benefit of the provider's agreed fee and one fully covered scale and clean each calendar year.
  • Major Dental

    Major Dental is designed to help cover the costs of more considerable treatments you receive from a dentist, prosthesist, or specialist dentist.

    It allows you more choice when you require dental treatment, and provides reassurance that if a more in-depth problem is found, you won’t be left paying large out of pocket expenses.

    Included services
    Dental Bridges*
    Dental Crowns*
    Full Dentures*
    Root canal treatment
    Tooth coloured fillings – indirect*
    Veneer – direct*
    Veneer – indirect*
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    12 months

    We will honour waiting periods already served more info

    Visit a Member Plus provider and receive a 80% benefit of the provider's agreed fee and one fully covered scale and clean each calendar year.
  • Chiropractic

    Chiropractors diagnose and treat health problems related to the musculoskeletal system through manipulation of the spine and other joints.

    Chiropractic treatment is used to restore mobility through the correct alignment of the spine, to enable the body to heal itself without surgery or medication.

    Included services
    Chiropractic xray - 1 pp per calendar yr
    Initial individual consultation - 1 pp per calendar yr
    Subsequent individual consultations
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

  • Glasses

    Glasses is a service that can help you access medically necessary vision correction. Glasses aren’t a permanent solution to correct vision, but they are an accessible, flexible solution for the ongoing management of poor vision.

    Depending on what you need, our Glasses service means you can claim on complete glasses, or just lenses, depending on what you need.

    Included services
    Frames and bifocal or multifocal lenses
    Frames & single vision lenses
    Frames & tri-focal/progressive lenses
    Lenses only
    Benefits
    100% back
    Maximums
    Up to $300 maximum for optical. Forms part of $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

  • Contact Lenses
    Contact Lenses can help you access medically necessary vision correction. 

    Like glasses, contact lenses are not a permanent solution to correct vision, but they are an accessible, flexible solution for the ongoing management of poor vision.

    Included services
    Bi-focal progressive lenses
    Frequent replacement disposable contact lenses
    Spherical rigid or soft contact lenses
    Toric – rigid or soft lenses
    Benefits
    100% back
    Maximums
    Up to $300 maximum for optical. Forms part of $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

  • Osteopathy

    Osteopaths identify and treat bone, joint and other disorders through massage and the manipulation of muscle tissue and bones.

    Osteopaths can help relieve neck or back pain, sports injuries and recurring headaches, as well as help improve general health and wellbeing.

    Included services
    Initial individual consultation - 1 pp per calendar yr
    Subsequent individual consultations
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

  • Physiotherapy

    Physiotherapists diagnose and treat musculoskeletal injuries and other disorders through physical therapy.

    They can help people affected by injury, illness or disability regain and maintain movement and physical function.

    Included services
    Group consultations
    Individual consultations by a specialised physiotherapist for Pelvic Floor Physiotherapy - 3 pp per calendar yr
    Individual consultations by a specialised physiotherapist for lymphoedema management - 3 pp per calendar yr
    Initial consultation
    Subsequent consultations
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

  • Urgent ambulance

    Covers circumstances classified by St John Ambulance as requiring urgent attention

    Benefits
    Cover for urgent ambulance transport
    Maximums
    No limit
    Waiting periods
    7 days

    We will honour waiting periods already served more info

    HBF will cover the cost for urgent ambulance transport by road only for circumstances classified by the state ambulance provider as requiring urgent attention. HBF will not pay a benefit for air ambulance services. Urgent ambulance transport covers circumstances classified by St John Ambulance as requiring urgent attention.
  • Remedial Massage and Myotherapy
    Remedial Massage Therapists and Myotherapists specialise in the massage and manipulation of soft tissue to allow the body to return to normal health. 

    This treatment can help heal parts of the body that have been injured, affected by a muscular-skeletal disorder or left inactive due to age, illness or injury.
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

    Includes consultations and treatment
  • Natural Therapies

    Natural Therapies includes a group of holistic treatments, designed to help stimulate the body’s self-healing response through physical and emotional wellbeing. 

    Natural Therapies do not employ conventional western drugs or medication. However, they are often used together with the medical health care you receive from Western medical practitioners.


    Included services
    1–6 individual consultations*
    11+ individual consultations*
    7–10 individual consultations*
    Consultation
    Benefits
    80% back
    Maximums
    $800 combined maximum for chiropractic, natural therapies, general dental, major dental, optical, osteopathy, physiotherapy and remedial massage
    Waiting periods
    2 months

    We will honour waiting periods already served more info

  • Friendlies Health Check

    A Friendlies Health Check is a screening tool used to assess your risk of developing Type 2 Diabetes and/or Cardiovascular Disease in the next five years.

    A Friendlies Health Check should be used in conjunction with your doctor’s advice, so you can take steps to reduce your risk of disease, improve your health and general wellbeing.

    To learn more about this service or to book your Friendlies Health Check, head to their website.

    Benefits
    One fully covered Friendlies Health Check when provided at selected Friendlies pharmacies.

    Claremont
    Falcon
    High Wycombe
    Joondanna
    Leederville
    Sorrento
    Subiaco
    Wanneroo
    Brookfield Place
    Enex100
    Hay Street
    Maximums
    One Friendlies Health Check per person per calendar year.
    Waiting periods
    2 months

    We will honour waiting periods already served more info

Get the most out of your HBF membership with these great Momentum member benefits:

Free outdoor fitness sessions for members
Free health check at Friendlies pharmacies1
Discount movie tickets and gym memberships
20% off Run for a Reason entry cost
Online claiming and member services with myHBF
Discounted entry at Perth Zoo, Adventure World and more

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