High annual limits for 39 extras services

Our highest level of extras cover, with excellent benefits, high annual limits and almost double the number of services covered by Extra Essentials. Includes natural therapies, remedial massage and lifestyle services like yoga and pilates, plus 80% back on dental. Ideal if you want to claim regularly on a wide range of services.

Product benefits

  • 80% back on dental at HBF Member Plus dentists
  • Cover for most extras services
  • High annual limits
  • Join now and claim now*
Included in this Extras cover
NAME
WAITING
PERIODS
COVERED
Dental - general
2 months Included More information
Consultation/examinations 2 months Included More information
Extractions 2 months Included More information
Fillings – direct 2 months Included More information
Mouthguard* 2 months Included More information
Scale and clean - 1st visit 2 months Included More information
12 months Included More information
Bridges 12 months Included More information
Crowns 12 months Included More information
Full dentures 12 months Included More information
Tooth coloured fillings – indirect 12 months Included More information
Veneer – direct 12 months Included More information
Veneer – indirect 12 months Included More information
Dental - implants and braces
12 months Included More information
Braces 12 months Included More information
Implants 12 months Included More information
Chiropractic
2 months Included More information
Chiropractic xray - 1 pp per calendar yr 2 months Included More information
Initial individual consultation - 1 pp per calendar yr 2 months Included More information
Subsequent individual consultations 2 months Included More information
Glasses
2 months Included More information
Frames & bi-focal lenses 2 months Included More information
Frames & single vision lenses 2 months Included More information
Frames & tri-focal/progressive lenses 2 months Included More information
Optical - contact lenses
2 months Included More information
Bi-focal progressive lenses 2 months Included More information
Frequent replacement disposable contact lenses 2 months Included More information
Spherical rigid or soft contact lenses 2 months Included More information
Toric – rigid or soft lenses 2 months Included More information
Osteopathy
2 months Included More information
Initial individual consultation - 1 pp per calendar yr 2 months Included More information
Subsequent individual consultations 2 months Included More information
Physiotherapy
2 months Included More information
Group consultations 2 months Included More information
Individual consultations by a specialised physiotherapist for Pelvic Floor Physiotherapy - 3 pp per calendar yr* 2 months Included More information
Individual consultations by a specialised physiotherapist for lymphoedema management - 3 pp per calendar yr* 2 months Included More information
Assessment Consultation 1 pp per calendar yr 2 months Included More information
Subsequent individual consultations 2 months Included More information
Urgent ambulance
7 days Included More information
Pharmacy*
2 months Included More information
For pharmaceuticals listed on the HBF Pharmacy Benefit Schedule 2 months Included More information
Podiatry - consults and surgery
2 months Included More information
Brief consultations (clinic based) 2 months Included More information
Comprehensive consultations (clinic based) 2 months Included More information
Initial consultation (clinic based) 2 months Included More information
Intermediate consultations (clinic based) 2 months Included More information
Podiatry - foot orthoses*
12 months Included More information
Diagnostic testing and biomechanical evaluation 12 months Included More information
Foot orthoses - including casting 12 months Included More information
1–2 yrs depending on appliance Included More information
Blood glucose monitor 1–2 yrs depending on appliance Included More information
Charges for most appliances 1–2 yrs depending on appliance Included More information
Nebuliser 1–2 yrs depending on appliance Included More information
Clinical psychology*
6 months Included More information
Couple or family treatment 6 months Included More information
Group treatment 6 months Included More information
Individual assessment - 1 pp per calendar yr 6 months Included More information
Individual treatment/management 6 months Included More information
Dietetics
2 months Included More information
Group consultations 2 months Included More information
Initial individual consultation 2 months Included More information
Subsequent individual consultations 2 months Included More information
Hearing aid
36 months Included More information
Occupational therapy
2 months Included More information
Group consultations 2 months Included More information
Initial individual consultation 2 months Included More information
Other individual consultations - less than 30 mins 2 months Included More information
Other individual consultations - more than 30 mins 2 months Included More information
Eye therapy
2 months Included More information
Colour vision test – 1 pp per calendar yr 2 months Included More information
Individual consultations – over 30 mins 2 months Included More information
Individual consultations – up to 30 mins 2 months Included More information
Visual field test – 2 pp per calendar yr 2 months Included More information
Remedial massage/myotherapy
2 months Included More information
Speech therapy
2 months Included More information
Group consultations 2 months Included More information
Initial individual consultation – 45 to 90 minutes 2 months Included More information
Initial individual consultation – Up to 45 minutes 2 months Included More information
Subsequent individual consultations – 45 to 90 minutes 2 months Included More information
Subsequent individual consultations – Up to 45 minutes 2 months Included More information
Complementary therapies*
2 months Included More information
1–6 individual consultations 2 months Included More information
11+ individual consultations 2 months Included More information
7–10 individual consultations 2 months Included More information
Natural therapies
2 months Included
Wellness
2 months Included More information
Psychology 2 months Included More information
Exercise physiology 2 months Included More information
Remedial massage/myotherapy 2 months Included More information
Nutritionist 2 months Included More information
Travel vaccinations 2 months Included More information
Nicotine replacement therapy 2 months Included More information
Alexander technique 2 months Included More information
Aromatherapy 2 months Included More information
Bowen therapy 2 months Included More information
Feldenkrais 2 months Included More information
Health monitoring equipment 2 months Included More information
Herbalist consultation 2 months Included More information
Hypnotherapy 2 months Included More information
Kinesiology 2 months Included More information
Pilates program* 2 months Included More information
Preventative equipment 2 months Included More information
Reflexology 2 months Included More information
Shiatsu 2 months Included More information
Yoga program* 2 months Included More information
Exercise physiology
2 months Included More information
2 months Included More information
Healthy living programs*
2 months Included More information
Flu vaccinations & dose administration aids 2 Months Included More information
Friendlies health check – initial 2 Months Included More information
Friendlies Health Program 2 Months Included More information
Health education programs 2 Months Included More information
Living Longer Living Stronger 2 Months Included More information
Quit smoking programs 2 Months Included More information
Nutritionist
2 months Included More information
Other lifestyle services
2 months Included
Remedial massage/myotherapy 2 months Included More information
Pilates program* 2 months Included More information
Yoga program* 2 months Included More information
Psychology
2 months Included
Flu Vaccinations
2 months Included More information
Not included in this Extras cover

Variable benefit

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Hearing aid

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Aids to recovery equipment

Antenatal classes

Join now for great member benefits

  • Free outdoor fitness sessions for members
  • Free health check at Friendlies pharmacies
  • Discount movie tickets and gym membership
  • 20% off entry to the HBF Run for a Reason
  • Online claiming and member services with myHBF
  • Discounted entry at Perth Zoo, Adventure World and more

Need less cover?

From $11.15 per week, Extra Essentials covers you for 20 extras, including general dental, optical, urgent ambulance and podiatry. Includes 70% back on dental at HBF Member Plus dentists.

View Extra Essentials