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Low cost combined cover for more than 5,000 hospital treatments and seven extras, including dental, optical and physio. You'll also be able to choose your own doctor and avoid public hospital waiting lists. Ideal if you need combined cover but don’t want to pay for things like maternity and joint replacements.
General Dental is a service that covers the more common dental treatments you might have during a routine visit to the dentist.
Make the most of your benefits by visiting one of HBF's Member Plus dental providers.
We will honour waiting periods already served
Chiropractors diagnose and treat health problems related to the musculoskeletal system through manipulation of the spine and other joints.
Chiropractic treatment is used to restore mobility through the correct alignment of the spine, to enable the body to heal itself without surgery or medication.
Glasses is a service that can help you access medically necessary vision correction. Glasses aren’t a permanent solution to correct vision, but they are an accessible, flexible solution for the ongoing management of poor vision.
Depending on what you need, our Glasses service means you can claim on complete glasses, or just lenses, depending on what you need.
Like glasses, contact lenses are not a permanent solution to correct vision, but they are an accessible, flexible solution for the ongoing management of poor vision.
Physiotherapists diagnose and treat musculoskeletal injuries and other disorders through physical therapy.
They can help people affected by injury, illness or disability regain and maintain movement and physical function.
Covers circumstances classified by St John Ambulance as requiring urgent attention
A Friendlies Health Check is a screening tool used to assess your risk of developing Type 2 Diabetes and/or Cardiovascular Disease in the next five years.
A Friendlies Health Check should be used in conjunction with your doctor’s advice, so you can take steps to reduce your risk of disease, improve your health and general wellbeing.
To learn more about this service or to book your Friendlies Health Check, head to their website.
Cover for over 5000 medical procedures is included in all hospital products and packages.
This service will help cover the cost of a wide range of hospital treatments, including knee reconstructions, wisdom teeth removal and having your tonsils out.
When medical practitioners charge more than the Medicare Benefits Schedule (MBS) fee, you may have to pay the difference in cost. This is called ‘the gap’.
To help avoid this, HBF makes agreements with doctors, specialists and anaesthetists so members are fully covered when they receive treatment by them.
HBF can inform members of practitioners who have an agreement with HBF, including whether the practitioner provides fully covered or known-gap treatment.
Psychiatric Care is a service that helps cover the costs of inpatient care for people suffering from mental health problems.
This service provides attentive, in-hospital care for patients suffering from depression, anxiety, grief, trauma and other emotional and mental disorders.
Rehabilitation is the process of restoring physical and cognitive skills to people who have been affected by a serious injury, illness or surgery. Your surgeon will decide if you need rehabilitation services in-hospital.
Rehabilitation can help people regain their mobility and self-sufficiency, and allow them to function in a normal or near-normal manner. For example, if a patient has suffered a stroke, participating in rehabilitation treatment may help them walk again and speak clearly.
A Hospital Excess is the amount you elect to pay up-front when you are admitted to hospital. It only needs to be paid if you, or your partner listed on your policy, goes to hospital.
Your Hospital Excess amount is nominated in your hospital or package policy. Generally, the higher your excess, the cheaper your premium will be – however, it also means you pay more up-front if you need to go to hospital.
Non PBS In-Hospital Pharmacy is a service that helps you access medications when you’re admitted into hospital.
You will be covered for most pharmaceutical items, including Pharmaceutical Benefits Scheme (PBS) gap items, when being treated at an HBF Member Plus hospital.
If you're after a service not included in Young Singles Saver Twin Pack, you'll probably find it in one of our other Hospital & Extras options. To view these options, just select a service from the list below.
Smart Saver Twin Pack is great all-round cover that includes maternity, so it’s ideal if you are planning to start a family. You’ll also receive benefits for 10 extras such as dental, optical and physio.
Tell us which services you need cover for and we'll recommend a product for you.
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