Budget hospital cover for injuries from accidents

Super Saver Hospital is ideal if you're on a tight budget and need hospital cover for injuries that result from accidents. Save money by not paying for treatments you're not likely to need, and be treated as a private patient in a public hospital.

Super Saver Hospital benefits

  • Cover for accidents
  • Fully covered for a private room in hospital
  • Urgent Ambulance
  • Theatre fees
  • $500 Excess

Includes cover for the following services

Hospital services

  • Cover for accidents
    Waiting periods
    2 months (12 months for pre-existing ailments)

    We will honour waiting periods already served more info

  • Fully covered for a private room
    If you have Private Hospital Room listed on your health insurance policy, you’ll be covered for the full cost of accommodation in a private room when you stay at an HBF Members Plus hospital.
    Waiting periods
    2 Months (12 months for pre-existing ailments)

    We will honour waiting periods already served more info

    In an HBF Member Plus hospital
  • Prostheses - surgical
    as a result of an accident only
    Waiting periods
    2 months (12 months for pre-existing ailments)

    We will honour waiting periods already served more info

    As a result of an accident only.
  • In-hospital rehabilitation
    Waiting periods
    2 months (12 months for pre-existing ailments)

    We will honour waiting periods already served more info

    Restricted - Member is covered as a private patient in a public hospital
  • Urgent Ambulance
    Ambulance services are not free in most Australian states (Queensland and Tasmania exempt). Without cover, a patient transported by ambulance will have to pay a large out-of-pocket fee.
    Waiting periods
    7 days

    We will honour waiting periods already served more info

  • Psychiatric Care

    Psychiatric Care is a service that helps cover the costs of inpatient care for people suffering from mental health problems.

    This service provides attentive, in-hospital care for patients suffering from depression, anxiety, grief, trauma and other emotional and mental disorders.

    Waiting periods
    2 months

    We will honour waiting periods already served more info

    Restricted - Member is covered as a private patient in a public hospital

Get the most out of your HBF membership with these great member benefits:

We cover kids on family policies for no extra charge
Bundle your Car, Home and Travel insurance and save!
Free Pocket Health app designed to store health info and help you achieve your fitness goals
Online claiming and member services with myHBF

Why choose HBF for your health cover?

We're not for profit, so we're focused on your health - not our profit margin
We've been providing quality health care for over 70 years, so we know what we're doing
We're one of Australia's top five biggest health funds with over 900,000+ members
We're Aussie based and owned, so when you call us you'll speak to someone who understands your situation