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Ideal if you are on a working visa and need cover for in-hospital medical treatment only. Working Visa Hospital cover covers a shared room only, and has an excess level of $300 per adult to a maximum of $600 per family policy per calendar year to keep your premium down. This cover also meets the Department of Immigration and Border Protection's minimum requirements for visa condition 8501.
We will honour waiting periods already served
When medical practitioners charge more than the Medicare Benefits Schedule (MBS) fee, you may have to pay the difference in cost. This is called ‘the gap’.
To help avoid this, HBF makes agreements with doctors, specialists and anaesthetists so members are fully covered when they receive treatment by them.
HBF can inform members of practitioners who have an agreement with HBF, including whether the practitioner provides fully covered or known-gap treatment.
Psychiatric Care is a service that helps cover the costs of inpatient care for people suffering from mental health problems.
This service provides attentive, in-hospital care for patients suffering from depression, anxiety, grief, trauma and other emotional and mental disorders.
Rehabilitation is the process of restoring physical and cognitive skills to people who have been affected by a serious injury, illness or surgery. Your surgeon will decide if you need rehabilitation services in-hospital.
Rehabilitation can help people regain their mobility and self-sufficiency, and allow them to function in a normal or near-normal manner. For example, if a patient has suffered a stroke, participating in rehabilitation treatment may help them walk again and speak clearly.
Podiatrists are trained professionals who diagnose, treat and prevent conditions that affect the health of the feet.
Podiatrists can help you maintain the health of your feet through treatment, exercises and regular monitoring.
Cataract and Eye Lens Procedures is a service that helps cover the cost of cataract surgery in hospital.
A cataract is a clouding of the lens in the eye, which leads to a decline in vision. The only way to correct cataracts is to undergo surgery to replace the cloudy lens with a new one. This is called an intraocular lens. It’s a relatively simple procedure that usually only takes 15-30 minutes.
Joint Replacement Surgery (partial or total) is a service that helps you access surgical treatment and care by an orthopaedic surgeon.
A total joint replacement involves an orthopaedic surgeon removing a damaged joint and putting in a new one. While a partial join replacement involves an orthopaedic surgeon replacing or fixing the damaged parts of a joint.
If you're after a service not included in Working Visa Hospital cover, you'll probably find it in one of our other Overseas options. To view these options, just select a service from the list below.
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