Are you an impatient patient?

Skip the public hospital wait list with quality health cover.

Hospital only cover


$ 16 .55 per week

Choose from 4 Hospital only cover options, which help cover costs when you’re admitted to hospital. From basic to comprehensive cover, HBF has a hospital insurance option to suit you.

Extras only cover


$ 5 .40 per week

Choose from 2 Extras only cover options, which help cover the cost of out-of-hospital services like dental or physio. From standard extras policies to fully customisable cover, HBF has an extras insurance option to suit you.

Get a recommendation and we'll find you health cover tailored to your budget.

A simple guide to private health insurance

Health insurance can be confusing. Discover what it is, how it works and whether it’s right for you.

Health insurance explained

Learn about private health insurance
Health Insurance you can trust

Discover why 1 million members are with HBF

We have 75 years of experience and over 1 million members so we know the WA health system better than anyone else.