Australia's lowest average premium increase
We’ve worked exceptionally hard to make our 2020 premium increase the lowest of all 35 health insurers in Australia. HBF’s CEO, John Van Der Wielen shares how we achieved this result.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
With this option you can nominate a value for your valuable, and we’ll cover it
for accidental loss or damage anywhere in Australia and New Zealand, and anywhere in the world for
up to 90 days.
Jewellery and watches
Items that contain gold or silver
Collections of stamps, money or medals
Items able to be powered by battery including mobile phones, iPads, laptops, audio
visual equipment and other portable devices such as GPS and cameras
Sporting equipment designed to be used in a leisure activity that involves some element
of physical activity or competition. Sporting equipment is not covered while it is
Cover for household goods, appliances and personal effects not fixed to buildings against
major mishaps. We offer new for old replacements of your contents.
Combined policy to cover your home and contents against major incidents such as fire, flood,
earthquake, storm, burglary or theft.
Accidental DamageHighest level of cover
ideal for families with kids and pets
Listed EventsExtensive all-round cover for
the right price
FundamentalsBasic cover for the budget
Compare policies and benefits
Get a quote and apply online
21 day money back guarantee
How to claim?
Our reliable claims service team is available 24/7 to assist you with the claims process.
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