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Order a card

Here’s how to get an HBF member card - and how they make health claims easy.

Your HBF member card

Every adult (owner and partner) on your policy will be sent a member card in the mail when you sign up to HBF. It will include your membership number so keep it in a safe place. You can also order cards for your dependants via myHBF. HBF Member Card

When do I need my member card?

Many healthcare providers like dentists, opticians, physiotherapists and chiropractors let you ‘claim on the spot’ with your member card. Swipe your member card and all you’ll pay is the difference between the provider’s fee and how much we contribute towards your treatment.

You’ll also need your member card - or the membership number on it - to register and login to myHBF, where you can manage and understand your health policy online.

Can I claim without my member card?

If you forget your card on the day of treatment, you can still claim via myHBF, the HBF app, in person or by mail. You won’t need your member card, but you will need your membership number.

Replace a lost HBF member card

You can replace a lost or stolen HBF member card via myHBF or the app.

What are the terms of use with my member card?

You can find information on the terms of use for your member card here.


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Please select your state or territory

We need to confirm your location to show you the correct content, products and pricing.

Change your state or territory

If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.

WA NSW VIC SA TAS NT QLD ACT I'm visiting from outside of Australia