Peace of mind with HBF Hospital cover
If your child needs to go to Hospital you won’t need to pay an excess*. Because looking after your world shouldn’t cost the world.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
What to expect when you’re leaving hospital - and how we can help you on your road to recovery.
We want to make your recovery from a hospital stay as straightforward and stress-free as possible. Take a look through this
key knowledge so you know what to expect when you leave hospital, and how we can help you get back to health.
Your hospital and specialists may send you multiple, independent bills depending on how many services you received - and
they may come at different times. Wherever we can we’ll take care of paperwork and payments, saving you extra stress.
Hospital accommodation bills are usually sent directly to us, and we try to take care of as much as possible behind the scenes.
However, there are a couple of scenarios where you might receive a bill:
You’ll only receive a bill if your specialist (doctor or surgeon) charges more than the Medicare Benefit Schedule fee and
they don’t have a fully-covered agreement with HBF. If that’s the case, you‘ll need to lodge the claim with Medicare
first then provide us with your Medicare Statement of Benefit form when you submit your claim.
Find out about medical ‘gap’ costs and how we can help minimise them
Learn how to make a health claim in myHBF
HBF also offers plenty of support for your recovery journey. Suffering from a chronic or long term illness can make it difficult to stay well outside of hospital. HBF provides a number of health initiatives to help you, including diabetes and other wellbeing services.
Find out more about health programs
HBF members also have access to a wide range of healthy living benefits, including gym membership discounts and free classes.
Find out more about healthy living benefits
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