The tips and tricks you need to know to get the most out of your health insurance.
You can reduce your hospital insurance premiums without reducing what you’re covered for by adding an excess.
You’ve probably heard about the Government’s Lifetime Health Cover loading which can happen when you turn 31. Basically
you can avoid paying more on your hospital insurance by getting cover earlier in life.
Find out more about Lifetime Health Cover Loading
If you have HBF Extras cover, don’t forget to use your annual limits by December 31st as most services refresh every new
You can suspend your cover if you’re planning on going overseas for a while, which means you can save money on health insurance
premiums while you’re not in Australia, and when you return you’ll be coming back to health cover that recognises your
Find out more about suspending your cover
HBF Members get access to a great range of Momentum member benefits including discounts on gym membership, fruit and veg, eye care and more.
Find out more about Momentum member benefits
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