Health Cover

When you choose HBF, you can trust us to help you find the right level of cover to suit you. So there are no surprises if you ever end up in hospital.


  • Low cost hospital cover for everybody

    Try our great value hospital cover. It's perfect if you want the benefits of hospital, but only need basic cover.


    Young Saver Hospital

    from just
    $14.00 per week
    (i)
    Get started
  • Planning a family?

    Our hospital and extras cover with affordable maternity and birth-related services is ideal for when you're planning a family.


    Smart Saver Twin Pack

    from just
    $26.95 per week
    (i)
    Get cover
View all hospital cover

Extras Cover

Only pay for what you need with our flexible extras cover.


  • Flexible cover you can tailor to suit you

    Choose the extras you think you'll use and how much you'll get back when you claim. Plus, our Saver Flexi Extras cover lets you swap your services if your circumstances change.


    Saver Flexi Extras

    from just
    $4.70 per week
    (i)
    Choose your extras
  • Your extras, your way

    With Easy 8, get 80% back on 8 popular services, up to $800 a year. So if you want higher benefits for the services you use most, we've got your back.


    Easy 8

    from just
    $8.70 per week
    (i)
    Choose how you use it
View all extras cover

Get access to these great Momentum member benefits:

  • Running Man icon
    Free fitness sessions
  • Movie Ticket icon
    Discounted movie tickets
  • Computer Monitor icon
    15% off purchases at Friendlies2
  • Notes icon
    Free health check3
  • Running Person icon
    Discounted fitness gear
  • Dollars icon
    Free flu vaccinations1