133 423

Terms and Conditions


  1. Instructions on how to enter and other details contained within promotional advertisements for the competition form part of the conditions of entry.
  2. By entering the competition, entrants agree to abide by these terms and conditions.
  3. Employees, contractors and agents of HBF and its related companies and their respective immediate families are ineligible to enter.

    Competition as a trade promotion lottery

  5. The competition is a Trade Promotion Lottery, governed by the Gaming and Wagering Commission Act 1987 and Gaming and Wagering Commission Regulations 1988. The Gaming and Wagering Commission is the statutory body that administers these laws.
  6. HBF as a promoter means HBF Health Limited ABN 11 126 884 786 carrying on business as HBF and under other business names.

    Prize details & conditions

  8. Prize: Six (6) competition winners (Winners) will receive One (1) $1,000 Coles supermarket gift card.
  9. Six (6) prizes will be awarded in total.
  10. All entrants must be over 18 years old.
  11. The prize cannot be exchanged for cash.
  12. All other costs and expenses associated with the prize, beyond the specified prize components, will be the responsibility of the Winner.
  13. The Winner will be responsible for any and all taxes incurred in relation to the receipt of the prize.
  14. Substitute prizes will not be available, should the Winner be unable to use the prize at the allocated time.
  15. HBF may at its absolute discretion substitute a different prize in place of any prize referred to in these terms and conditions.
  16. Prize must be claimed at any participating Coles supermarket.

    Competition duration

  18. The competition will commence at 9am AWST on Monday 16 May 2022.
  19. Entries for this competition will close at 5pm AWST on Saturday 2 July 2022.
  20. No late entries will be eligible to enter the competition.

    Method of entry

  22. The competition is only open to residents of Western Australia who hold both Hospital and Extras cover with HBF.
  23. All WA members, over the age of 18, who hold an HBF Hospital and Extras product at the time of the draw will be entered into the competition automatically.

    Draw Details

  25. The Winner will be randomly drawn at 11am AWST on Friday 15 July 2022 at 570 Wellington Street, Perth, WA 6000.
  26. The judge's decision will at all times be final and no correspondence will be entered into.

    Winner notification

  28. The Winner will be notified by telephone within 7 business days and will receive confirmation by email.
  29. If a Winner does not claim the prize or notify HBF by 30 July 2022 5pm AWST, a second draw will take place.


  31. It is a condition of entry that HBF has the right to publicise the Winner for any promotion or matter incidental to the competition, if required.
  32. The Winner may also be required by HBF to participate in a photo session and acknowledges that HBF has the right to use such publicity photos in any medium (including, without limitation, the Internet), and in any reasonable manner it deems fit.
  33. The Winner agrees to make themselves available for publicity purposes without charge.

    Indemnity & disclaimer

  35. All entrants release and indemnify HBF and all of its related companies and personnel from and against, all liability, cost, loss or expense arising out of acceptance of any prize(s) or participation in the competition including (but not limited to) loss of income, personal injury, damage to property and whether direct or consequential, foreseeable, due to some negligent act or omission or otherwise.
  36. Neither HBF nor any of its related companies or personnel will be responsible or liable if for any reason beyond their reasonable control any element of any prize is not provided.
  37. Neither HBF nor any of its related companies or personnel will be liable to any person for any loss or damage sustained or incurred if, for any reason, the competition is suspended, varied or terminated at any time, with or without prior warning or publicity.
  38. Neither HBF nor any of its related companies or personnel will be liable to any person for any loss or damage sustained or incurred arising from late, lost or misdirected entries.
  39. Neither HBF nor any of its related companies or personnel will be liable to any person for any loss or damage sustained or incurred arising from any change in the value of a prize occurring between the publishing date and the date the prize is claimed.

    Reserved rights

  41. HBF reserves the right to exclude any person from this competition for any reason whatsoever.
  42. In all matters, all decisions of HBF will be final and cannot be contested. No correspondence or discussions will be entertained.
  43. HBF reserves the right to amend these terms and conditions or cancel the competition at any time with written approval of the Gaming and Wagering Commission after this competition has commenced.
  44. If for any reason this competition is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other causes beyond the control of HBF which corrupt or affect the administration, security, fairness, integrity or proper conduct of this competition, HBF reserves the right in its sole discretion to disqualify any person who tampers with the entry process. HBF assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to or alteration of entries.


Privacy statement

We are HBF Health Limited ABN 11 126 884 786. At HBF, we exist to deliver for our members in the moments that matter. References to ‘HBF’, ‘we’, ‘us’ or ‘our’ include all businesses and subsidiaries owned by HBF Health Limited. HBF complies with the Privacy Act 1988 (Cth) to ensure that your personal (including sensitive) information is protected. On entry for the promotion, we may collect details of your name, address, age, telephone number, and in some cases other contact details such as a facsimile number, post office box number and/or email address. HBF will not use your personal information for any other purpose other than that associated with this HBF sponsored promotion. We may use your personal information to publish the results of the promotion in the local newspapers or on the internet. If you do not wish to provide personal information which is required, HBF may not be able to properly register you for the promotion, or contact you in case of changes to the promotion or perform any other functions relating to the promotion or only perform them to a limited extent. We may disclose your personal information to our service providers, who may provide some services in relation to this promotion directly to you on our behalf. Generally, HBF uses systems and customer teams located within Australia. However, HBF may also use service providers who store personal information overseas. This means personal information may be transferred as part of commercial arrangements between HBF and its service providers. Service providers located overseas may also be able to access your personal information which is stored in Australia. At the time of the publication of this statement, the territories in which HBF either transferred or intends to transfer personal information may include the United States, United Kingdom and Canada.

We will retain your personal information collected in connection with this promotion for twelve months, after which it will be destroyed. The personal information we collect in connection with this promotion is handled separately from, and without prejudice to, any other personal information concerning you collected and held by HBF. HBF collects, uses and discloses your personal information in accordance with our Privacy Policy which is available at www.hbf.com.au or on request by calling an HBF Member Service Advisor on 133 423. Our Privacy Policy contains further information about how HBF handles your personal information. This includes information on how you can access and/or seek the correction of personal information that we hold about you as required by law and make a complaint about the way your personal information is being handled by HBF and how HBF will deal with your complaint.

If you have any questions about how HBF handles your Information, please contact our Privacy Officer by writing to GPO Box C101, Perth, Western Australia, 6839 or by telephoning 133 423.

HBF Health Limited ABN 11 126 884 786.

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