Let's find the right health insurance for you

Tell us a bit about yourself and we'll help you find the cover that suits you best. Here's a few things to know:

2-3 minutes

It only takes around 2 - 3 minutes to find the right cover for you.

Your details

We'll ask you some simple questions about your health needs.

Affordable cover

Based on what you tell us, we'll always suggest the lowest cost cover.

What matters most to you?

If you tell us what's important to you, it'll help us figure out your best health insurance match.

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Please select an option below that best meets your needs

Who do you want to cover?

Whether its for the whole family, or just for you - we've got you covered.

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Please select an option below that best describes who will be covered

How old are you?

Don't worry, we won't tell! Your age helps us figure out what cover could be the most valuable to you.

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Please select an option below that best describes your current age

Choose at least 3 Extras to match your lifestyle

Pick the health services you'd use the most.

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Please select at least 3 Extras services from the list below. Please select at least more Extras services from the list below.
Otherwise, if you're not interested in Extras cover, you can skip Extras cover.

Extras categories sorted by most popular for your age group

What hospital services do you want covered?

You might just want the basics, or you might need specialised cover for major events.

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Please select an option below that best describes your need for hospital insurance
Otherwise, if you're not interested in Hospital cover, you can skip Hospital cover.

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Please select an option below that best describes your need for hospital insurance
Otherwise, if you're not interested in Hospital cover, you can skip Hospital cover.

What conditions do you need cover for?

Select the options that best reflect your health needs.

Finding cover to suit your needs...

Your suggested health cover match

Want even more back
each time you claim?

Prefer lower cost
cover?

Save on everyday health costs with Extras cover

Extras cover

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100% back on your first scale and clean
each year^
{{recommendedProducts.extras.opticalAnnualLimit}} annual limit for Optical
What am I covered for?

Extras cover

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100% back on your first scale and clean
each year^
{{recommendedProducts.extrasUpsell.opticalAnnualLimit}} annual limit for Optical
What am I covered for?

Get well covered for life's mishaps with Basic Hospital ($750 excess)

Hospital cover

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What am I covered for?
  • Across all HBF products and services, benefits are payable up to applicable annual limits and sub-limits and only for services and programs approved by HBF and delivered by providers that are approved by HBF. Waiting periods may apply before benefits are payable.
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  • ^For eligible members when provided at a Member Plus dental provider. Subject to annual limits. Waiting periods may apply.
Email
Email

What am I covered for?

What am I covered for?

What am I covered for?

Email your suggestion

Tell us your email address and we'll send through your suggested cover match.

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Please enter an email address.

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Email has been sent

We have sent your health insurance cover suggestion to your nominated email address.