New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS or Smart Health terminal for your covered extras services.*
Chiropractors are trained to manage back pain, neck pain, and more. In fact, it may benefit patients with a range of muscle and bone pain.
Chiropractic care can include a range of hands-on treatments such as spinal adjustment, mobilisation, muscle and soft tissue techniques and rehabilitation. Chiropractors can also help out with nutritional recommendations and lifestyle advice.
Chiropractic cover is included on most HBF extras cover options, all you need to do is choose the best level of cover for you.
Remember, everyone on your cover gets their own annual limit. That means each person, including dependants, can claim up to the limits shown above.
Sign up online
Once you have picked an extras product that provides the right level of chiropractic cover for you, you can sign up
online in just a few minutes, or contact us.
Serve any applicable waiting periods
If you are new to private health insurance, you may need to serve waiting periods. If you
are changing your level of cover or switching from another fund, waiting periods may apply so please contact
us before starting treatment.
Check your benefits and limits
You can check your chiropractic benefits and annual limit by logging into the HBF app or myHBF. You can see your annual limits at any time, but you will need a service quote from your provider to complete a benefit quote.
Book an appointment
You can book an appointment with any accredited chiropractor that is an approved provider with HBF. To see if your provider is covered call us on 133 423.
Most providers give you the option to claim electronically via a system called HICAPS. To do this, simply swipe your HBF member card when you pay and HBF will pay the provider on-the-spot. All you will need to pay is the ’gap’; this is the difference between what your chiropractor charges and the benefit that HBF pays on your behalf.
Alternatively, you can pay the chiropractor in full and submit your accounts and receipts to HBF by one of the following methods:
We'll help you find our best cover that suits your needs.
We need to confirm your location to show you the correct content, products and pricing.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.