Introducing Flex extras

HBF's all-new extras cover puts you in control.

From $5.40 a week

Compare cover options
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Finally! Extras cover that gives you simplicity, freedom and choice.

Simplicity

50% or 60% back every time you claim

Freedom

Use your cover the way you want

Choice

Get a great benefit at any provider of your choice

Compare your Flex extras options

I need some help finding the right cover for me

Tell us a little about yourself and in 2 - 3 minutes we’ll find our best cover to suit your needs.

Why trust HBF for your health insurance

Looking after Australians for nearly 80 years

We're a not-for-profit organisation, so we focus on giving more back to members

We always put our members first

What am I covered for?

  • Preventative Dental
  • General Restorative Dental
  • Major Dental and Implants
  • Optical
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Urgent Ambulance by road
  • Healthy Living Programs
  • Pharmaceuticals (non PBS)
  • Exercise Physiology
  • Remedial Massage / Natural Therapies

What am I covered for?

  • Preventative Dental
  • General Restorative Dental
  • Major Dental and Implants
  • Optical
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Urgent Ambulance by road
  • Healthy Living Programs
  • Pharmaceuticals (non PBS)
  • Exercise Physiology
  • Remedial Massage / Natural Therapies