Introducing Flex extras

HBF's all-new extras cover puts you in control.

From $5.40 a week

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Join now on an eligible combined cover and get 6 weeks free after 6 months with us. Offer ends in days.

Learn more.

Finally! Extras cover that gives you simplicity, freedom and choice.

Simplicity

50% or 60% back every time you claim

Freedom

Mostly dental, and a little physio? Your choice!

Choice

Get a great benefit at any provider of your choice

Compare your Flex extras options

I need some help finding the right cover for me

Tell us a little about yourself and in 2 - 3 minutes we’ll find our best cover to suit your needs.

Why trust HBF as your health insurer

Looking after Australians for over 75 years
We always put our members first
We're a not-for-profit organisation, so we focus on giving more back to members

What am I covered for?

  • Preventative Dental
  • General Restorative Dental
  • Major Dental and Implants
  • Optical
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Urgent Ambulance by road
  • Healthy Living Programs
  • Pharmaceuticals (non PBS)
  • Exercise Physiology
  • Remedial Massage / Natural Therapies

What am I covered for?

  • Preventative Dental
  • General Restorative Dental
  • Major Dental and Implants
  • Optical
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Urgent Ambulance by road
  • Healthy Living Programs
  • Pharmaceuticals (non PBS)
  • Exercise Physiology
  • Remedial Massage / Natural Therapies