Affordable extras cover

HBF's all-new extras are way better value.

From $3.85 a week

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Join now on an eligible combined cover and get 6 weeks free after 6 months with us. Offer ends in days.

Learn more.

Great value cover for the essentials

  • Cover for Optical, which includes a fully covered pair of glasses every year on a range of no-gap options
  • No limit on Preventative Dental, which includes a fully covered scale and clean every year
  • Physio, Chiro and Osteo
  • Fully covered flu vac and health check at selected pharmacies
  • Urgent Ambulance by road

See Terms and Conditions at the bottom of the page.

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Why trust HBF as your health insurer

Looking after Australians for over 75 years
We always put our members first
We're a not-for-profit organisation, so we focus on giving more back to members

What am I covered for?

  • Preventative Dental
  • General Restorative Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Urgent Ambulance by road
  • Healthy Living Programs

What am I covered for?

  • Preventative Dental
  • General Restorative Dental
  • Major Dental and Implants
  • Optical
  • Physiotherapy
  • Chiropractic
  • Osteopathy
  • Urgent Ambulance by road
  • Healthy Living Programs
  • Pharmaceuticals (non PBS)
  • Exercise Physiology
  • Remedial Massage / Natural Therapies