Affordable hospital cover

Not sure you can afford private health cover?

Well, you might be surprised.

HBF's hospital cover starts from just $13.55 a week.

Compare cover options
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A little hospital cover makes a big difference

  • Cover for your own private room 1
  • Cover for unlimited urgent ambulance 2
  • Cover for a range of common hospital procedures
  • Skip the public hospital waiting list
  • Choose your doctor or specialist
  • Multiple excess options available

See Terms and Conditions at the bottom of the page.

Compare your affordable hospital options

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Why trust HBF for your health insurance

Looking after Australians for over 75 years
We always put our members first
We're a not-for-profit organisation, so we focus on giving more back to members

What am I covered for?

  • Dental surgery
  • Joint reconstructions
  • Gynaecology
  • Hernia and appendix
  • Tonsils, adenoids and grommets
  • Palliative care
  • Rehabilitation
  • Hospital psychiatric services

What am I covered for?

  • Gastrointestinal endoscopy
  • Skin
  • Kidney and bladder
  • Bone, joint and muscle
  • Dental surgery
  • Joint reconstructions
  • Gynaecology
  • Hernia and appendix
  • Tonsils, adenoids and grommets
  • Palliative care
  • Rehabilitation
  • Hospital psychiatric services
  • Digestive system
  • Skin
  • Plastic and reconstructive surgery (medically necessary)
  • Ear, nose and throat
  • Male reproductive system
  • Eye (not cataracts)
  • Chemotherapy, radiotherapy and immunotherapy for cancer
  • Sleep studies
  • Brain and nervous system
  • Pain management
  • Breast surgery (medically necessary)
  • Lung and chest
  • Miscarriage and termination of pregnancy
  • Pain management with device
  • Blood
  • Diabetes management (excluding insulin pumps)
  • Back, neck and spine