COVID-19 member update
HBF have made the decision to cancel premium increases for 2020 which were due to take effect 1 April. For more information visit our member resource hub.
Want more value, choice and control with your extras cover? Well, we've redesigned our extras to give you just that.
Join now on an eligible combined cover and get 6 weeks free after 6 months with us.
Offer ends in days.
Basic Hospital Plus & Basic Extras
Basic Hospital Plus
Bronze Hospital Plus & Flex 50
Bronze Hospital Plus
Gold Hospital & Flex 50
Silver Hospital & Complete 60
Silver Hospital Plus & Top 70
Silver Hospital Plus
Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.
All our Hospital cover options include cover for a private room at a private or public hospital1.
If you need someone to stay with you while you’re in hospital, we’ll cover the cost of their meals and accommodation2.
Taking out any one our Hospital cover options will help you avoid the Medicare Levy Surcharge tax.
On most of our Extras cover options, we reward our loyal members by increasing the amount you can claim the longer you stay with us3 4.
Claim as many times as you like during the year for preventative dental services like scale & cleans and dental x-rays with HBF Extras cover3 4.
Urgent ambulance cover by road for as many trips as you need. Available on most Hospital and Extras cover options3.
Switching health funds is easier than you think. Follow these three simple steps to switch to HBF in just a few minutes.
Switch to HBF
It depends on your health fund and the health cover you choose. With HBF, a couples health cover policy just costs double the price of a singles health cover policy (before applying the Australian Government Rebate on Private Health Insurance or Lifetime Health Cover loading).
Yes. As a couple, you have the option of getting couples health insurance (so you’re both covered on the same policy) or a singles health insurance policy each. It’s entirely up to you and what best suits your needs.
If you need maternity cover, you can buy a singles health insurance policy with maternity, and one without. When your baby arrives, you can then transition to family health cover, so you, your partner and your new baby can all be covered on the same policy.
If you’re on your parents’ health cover, we will cover you on their policy until you turn 25 provided you’re not married or in a de-facto relationship and are either:
We'll help you find our best cover that suits your needs.
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