Basic Hospital Plus & Basic Extras
Basic Hospital Plus
Bronze Hospital Plus & Saver Flexi Extras
Bronze Hospital Plus
Saver Flexi Extras
Gold Hospital & Saver Flexi Extras
Silver Hospital & Standard Extras
Silver Hospital Plus & Flexi Extras
Silver Hospital Plus
Stay in a private room
All our Hospital cover options include cover for a private room at a private or public hospital1.
Have your loved one stay with you
If you need someone to stay with you while you’re in hospital, we’ll cover the cost of their meals and accommodation2.
Avoid the Medicare Levy Surcharge
Taking out any one our Hospital cover options will help you avoid the Medicare Levy Surcharge tax.
Higher annual limits for loyal members
On most of our Extras cover options, we reward our loyal members by increasing the amount you can claim the longer you stay with us3 4.
Unlimited preventative dental
Claim as many times as you like during the year for preventative dental services like scale & cleans and dental x-rays with HBF Extras cover3 4.
Unlimited urgent ambulance
Urgent ambulance cover by road for as many trips as you need. Available on most Hospital and Extras cover options3.
Switching health funds is easier than you think. Follow these 3 simple steps to switch to HBF in just a few minutes.
Switch to HBF
It depends on your health fund and the health cover you choose. With HBF, a couples health cover policy just costs double the price of a singles health cover policy (before applying the Australian Government Rebate on Private Health Insurance or Lifetime Health Cover loading).
Yes. As a couple, you have the option of getting couples health insurance (so you’re both covered on the same policy) or a singles health insurance policy each. It’s entirely up to you and what best suits your needs.
If you need maternity cover, you can buy a singles health insurance policy with maternity, and one without. When your baby arrives, you can then transition to family health cover, so you, your partner and your new baby can all be covered on the same policy.
If you’re on your parents’ health cover, we will cover you on their policy until you turn 25 provided you’re not married or in a de-facto relationship and are either:
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