Make the switch

Switching to HBF is easy. When you join, simply tell us the name of your current health insurer and we'll take care of the rest.

Switch to HBF in 3 simple steps

  1. Choose cover that suits your needs

    Review and compare our range of hospital, extras and packaged health cover options to find the cover that best suits you.

  2. Sign up for HBF health cover

    You can switch to HBF online. If you'd prefer to chat, visit your local branch or call 133 423 and our friendly member service advisors will help you out.

  3. Let HBF do the paperwork

    When you sign up, simply tell us the name of your current insurer and we'll handle all the paperwork for you.

Why HBF is the right choice for you

  • Waiting periods honoured

    We'll honour all waiting periods already served with your current health insurer.

  • 30 day cooling-off period

    You have 30 days from your policy's start date to get a full refund if you change your mind, so long as you haven't claimed.

  • We're not-for-profit

    This means we don’t have shareholders to pay so we can focus on giving back to members.

  • Member benefits

    Enjoy a great range of Momentum member benefits, from discounted gym membership to cheap movie tickets.

  • Cover for dependents

    We'll cover your kids on your policy until they turn 251.

  • More money back

    On average, we cover more of the hospital bill than any other major health fund in WA2.

Switch to HBF

Discover why 1 million members are with HBF

We have 75 years of experience and over 1 million members so we know the WA health system better than anyone else.