We make it simple and easy to switch

  • No re-serving of waiting periods (i)
  • Keep your benefits when you switch (i)
  • We'll do the paperwork (i)
  • 30 day cooling-off period

Steps to switch: 1.Choose the right cover, 2. Complete your application, 3. We'll do the rest
Steps to switch: 1.Choose the right cover, 2. Complete your application, 3. We'll do the rest

We can help you switch now

It only takes a few minutes over the phone or online

Why HBF is the choice of over 1 million Australians

  • Icon Money

    Get more back on your hospital and dental bills

    We don't have shareholders to pay, so we focus on paying more money back. On average, we cover more of the hospital bill and pay more benefits for covered dental treatments than any other major health fund in WA.

  • Icon Gift Box

    Get more than health cover with your HBF membership

    As your health partner, we give you access to a great range of Momentum member benefits and discounts to keep you happy and healthy all year round.

  • Icon Scale

    Get more because we’re not-for-profit

    We simply put members first and don’t have shareholders to pay (unlike other health funds), so we give more back to the people who count…our members!

How we compare

Still not sure? Take it from our members who stay with us for longer and are happier.

We have the highest member retention rate of all major health funds.

Member Retention Graph
Source: PHIAC Financial Policy Retention December 2015

We have the highest member satisfaction of all major health funds.

Member Satisfaction Graph
Source: Roy Morgan Customer Satisfaction Private Health Insurance December 2015

We can help you switch now

It only takes a few minutes over the phone or online

Get access to these great Momentum member benefits:

  • Running Man icon
    Free fitness sessions
  • Movie Ticket icon
    Discounted movie tickets
  • Computer Monitor icon
    15% off purchases at Friendlies**
  • Notes icon
    Free health check
  • Running Person icon
    Discounted gym memberships
  • Dollars icon
    Free flu vaccinations*