• Get more money back

    Get more back on your hospital and dental bills. On average, we cover more of the hospital bill and pay more benefits for covered dental treatments than any other major health fund in WA.

  • Get more flexibility

    Only pay for what you need with our flexible health cover. Choose a package or mix and match Hospital and Extras to find the cover that’s right for you.

  • Get more added value

    When you partner with HBF, you'll get access to a great range of Momentum member benefits and discounts, like free fitness sessions, free health checks~, 15% off at Friendlies pharmacies^, discounted movie tickets and more.

Our members stay with us for longer and are happier

We have the highest member retention rate of all major health funds.

Member Retention Graph
Source: PHIAC Financial Policy Retention March 2016

We have the highest member satisfaction of all major health funds.

Member Satisfaction Graph
IPSOS Report April-June 2016

We make it simple and easy to switch

  • No re-serving of waiting periods (i)
  • Keep your benefits when you switch (i)
  • We'll do the paperwork (i)
  • 30 day cooling-off period

Unsure which of our products is right for you?