Australia's lowest average premium increase
We’ve worked exceptionally hard to make our 2020 premium increase the lowest of all 35 health insurers in Australia. HBF’s CEO, John Van Der Wielen shares how we achieved this result.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
Choose cover that suits your needs
Review and compare our range of hospital and extras health cover options to find the cover that best suits you.
Sign up for HBF health cover
You can switch to HBF online. If you'd prefer to chat, visit your local branch or call 133 423 and our friendly member service advisors will help you out.
Let HBF do the paperwork
When you sign up, simply tell us the name of your current insurer and we'll handle all the paperwork for you.
Waiting periods honoured
We'll honour all waiting periods, up to 12 months, already served with your current health insurer.
30 day cooling-off period
You have 30 days from your policy's start date to get a full refund if you change your mind, so long as you haven't claimed.
This means we don’t have shareholders to pay so we can focus on giving back to members.
Enjoy a great range of Momentum member benefits, from discounted gym membership to cheap movie tickets.
Cover for dependents
We'll cover your kids on your policy until they turn 251.
More money back
On average, we cover more of the hospital bill than any other major health fund in WA2.
Get well covered with a health fund that's been looking after Australians for 75 years
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different if you live in Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.