Health Insurance

We have health insurance to suit everyone's needs. Compare our products to find a private health cover option that will suit your lifestyle and budget.

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Hospital & Extras cover


$ 17 .70 per week

Choose from 4 ready-made Hospital & Extras packages, which provide cover for a broad range of services both in and out of hospital. That means comprehensive coverage and maximum peace of mind.

Hospital only cover


$ 15 .50 per week

Choose from 4 Hospital only cover options, which help cover costs when you’re admitted to hospital. From basic to comprehensive cover, HBF has a hospital insurance option to suit you.

Extras only cover


$ 2 .95 per week

Choose from 7 Extras only cover options, which help cover the cost of out-of-hospital services like dental or physio. From standard extras policies to fully customisable cover, HBF has an extras insurance option to suit you.

Get a recommendation and we’ll find you the perfect cover, tailored to your needs and budget.

A simple guide to private health insurance

Health insurance can be confusing. Discover what it is, how it works and whether it’s right for you.

Health insurance explained

Learn about private health insurance

Discover why more than 1 million people are with HBF

For 75 years HBF has been WA’s first choice in health insurance.

Today, more than half of all Western Australians with health insurance are our members, and a growing number of Australians in other States are joining us too. For the past three years, our members have been the most satisfied of all the major health funds in Australia (Roy Morgan, 2016).

We’re not-for-profit. That means we don't have shareholders to pay, so we can focus on giving as much back to our members as possible.

We believe looking after your health means more than simply having quality health cover, which is why our members also enjoy exceptional member benefits. From discounts to free health services, HBF is committed to helping our members lead healthier, happier lives.

Why Switch Health Funds to HBF
Get a quote and compare popular health packages View Hospital & Extras cover