Find the right health cover for you

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How our products work

Hospital products

from $ 12 .80 / week

Whether you're looking for basic hospital cover, starting a family or want something more comprehensive, HBF has a hospital insurance option to suit you.

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Hospital products can include services such as: Psychiatric care IVF Heart treatment Single room
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Extras products

from $ 3 .00 / week

With our great range of extras products, you'll only have to pay for the services you want. And nothing you don't.

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Extras products can include services such as: Dental - general Optical Physio Urgent ambulance
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Or select one of our pre-configured combinations

Combined cover

from $ 15 .00 / week

Combining hospital and extras insurance means you'll be covered for a broad range of services, for maximum peace of mind

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Add-ons

Complete your health cover with one or more of these great value add-ons.

Ambulance Plus

Ambulance Plus gives you and your family peace of mind knowing you have comprehensive cover for urgent and non-urgent ambulance transport, and includes a $3000 limit for each person covered on your policy. Ambulance Plus can be added to any of our Hospital or Packages policies and used after only 30 days.

from $ 0 .50 / week
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GapSaver

GapSaver is an easy way to put aside a little money now which you can use towards any out-of-pocket expenses if you need to go to hospital, or on ancillary treatments such as dental, optical and physio.

from $ 1 .35 / week
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Wellness

If you want additional cover for services such as remedial massage, reflexology, yoga, pilates and travel vaccinations, Wellness is the perfect choice. Wellness is included in Premium Essentials and Ultimate, and can be added to most other Essentials or Packages covers.

from $ 4 .10 / week
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