This site requires JavaScript. Please enable JavaScript by following this link.
This site requires the use of cookies. Please enable cookies by following this link.
Australia's lowest average premium increase
We’ve worked exceptionally hard to make our 2020 premium increase the lowest of all 35 health insurers in Australia. HBF’s CEO, John Van Der Wielen shares how we achieved this result.
Cover to suit your needs
Tell us a little about yourself and your health needs, and in two to three minutes we'll find our best cover to suit your needs.
Bronze Hospital Plus & Saver Flexi Extras
Bronze Hospital Plus
Saver Flexi Extras
Gold Hospital & Standard Extras
Gold Hospital
Standard Extras
Bronze Hospital Plus & Standard Extras
Silver Hospital & Flexi Extras
Silver Hospital
Flexi Extras
Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.
We’ll cover your kids for free on your family policy up until they turn 25, so long as they meet certain eligibility criteria.1
All our Hospital cover options include cover for a private room at a private or public hospital1.
Taking out any one our Hospital cover options will help you avoid the Medicare Levy Surcharge tax.
On most of our Extras cover options, we reward our loyal members by increasing the amount you can claim the longer you stay with us3 4.
Claim as many times as you like during the year for preventative dental services like scale & cleans and dental x-rays with HBF Extras cover3 4.
Urgent ambulance cover by road for as many trips as you need. Available on most Hospital and Extras cover options3.
Switching health funds is easier than you think. Follow these three simple steps to switch to HBF in just a few minutes.
Switch to HBF
On family cover, you, your partner and your kids (no matter how many you have!) are covered. Just remember to add your kids to your policy.
We will cover your kids on your policy until they turn 25, provided they’re not married or in a de-facto relationship and are studying fulltime or earning less than $24,500 per year.
No. Most health funds, including HBF, have a 12-month waiting period for maternity cover. This helps stop people from signing up for health cover, claiming and leaving, which drives up premiums for the health fund’s other members.
We’ll help you find the right health cover for your needs and budget.
We need to confirm your location to show you the correct content, products and pricing.
Our products and prices differ from state to state. So we need to make sure you're looking at the right information to give you an accurate quote.
Content, products and pricing information is different if you live in Western Australia.
The product you’ve selected isn’t available for purchase in your state.
If you change location, we'll reset your quote and refresh the page to show you the content, products and pricing relevant to your location.