New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS or Smart Health terminal for your covered extras services.*
The whole family gets 100% back on their first dental scale and clean each year.^
Parents and kids might have different health needs.Our Flex Extras give each of you flexibility to use your cover how you want.
Family cover doesn't get more expensive if you have more than one dependent.
If your kids need to go to hospital, you won't have to pay an excess. Applies to most family and single parent covers.†
Bronze Hospital Plus & Flex 60
Bronze Hospital Plus
Silver Hospital & Complete 60
Gold Hospital Elevate & Basic Extras
Gold Hospital Elevate
Gold Hospital Elevate & Flex 50
Showing 2 combinations only. You can match your own health cover here.
Tell us a little about yourself, and in 3 minutes we'll find our best cover to suit your needs.
Switching health funds is easier than you think. Follow these three simple steps to switch to HBF in just a few minutes.
Switch to HBF
On family cover, you, your partner and your kids (no matter how many you have!) are covered. Just remember to add your kids to your policy.
We will cover your kids on your policy until they turn 25, provided they're not married or in a de-facto relationship. If they're 21 years of age and over, they must either be studying full time or earning less than $24,500 per year.
No. Most health funds, including HBF, have a 12-month waiting period for pregnancy and birth cover. This helps stop people from signing up for health cover, claiming and leaving, which drives up premiums for the health fund’s other members.
Life is rarely linear and sometimes we need to add, or remove members from our policy. If you need to make a change to your policy by adding or removing a dependant or a partner, give us a call on 133 423.
We'll help you find our best cover that suits your needs.
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