Get up to 14 weeks FREE & a chance to win a share in $20k worth of
prizes!
Plus, serve no waits on eligible extras. When you start hospital & extras cover. Weeks free applied over 26 months. Ends 30 July. T&Cs.
Why choose HBF family health insurance?
From the birth of your child to their first trip to the dentist, HBF family health insurance will be there to support your family’s health in the moments that matter.
Flexible extras
Parents and kids might have different health needs. Our Flex Extras give each of you flexibility to use your cover how you want.
All your kids covered for one price
Family cover doesn't get more expensive if you have more than one dependant.
No hospital excess for kids
If your kids need to go to hospital, you won't have to pay an excess. Applies to most family and single parent covers.*
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Frequently asked questions
for family health insurance
We've answered our members' most common questions about family health cover.
How long can my kids stay on my policy?
Dependent children can stay covered on a parent or guardian’s policy until the day before they turn 31 so long as they aren’t married or in a de-facto relationship.
Can I purchase maternity cover with no waiting period?
No. HBF, like most health funds, have a 12-month waiting period for pregnancy and birth. Waiting periods are a standard industry practice designed to ensure fairness for all members by encouraging long term participation and helping manage the overall cost of premiums.
Who is covered on my family health cover policy?
On family cover, you, your partner and your kids can be covered under the same policy. Just remember to contact us to add your kids to your policy.
Is there a health insurance policy with no waiting periods for pregnancy and birth?
No. Most health funds have a 12-month waiting period typically applies for pregnancy and birth cover across most health funds, including HBF.
Can you add or remove someone from a family health insurance policy?
Yes. You can add or remove a partner or dependant from your family health cover policy if your circumstances change by calling us on 133 423.
Still have questions?
However you want to connect with us, we’re here for you.