Blog article
This is how health cover works. A visual guide for coming off your family's policy

Before we set off on our adventure, there’s some extra reading here that can always be referenced and is super handy if you’re in the position of deciding what to do after coming off your parents’ policy.
With HBF, you can stay on your family policy until you turn 21, as long as you're not married or living in a de-facto relationship. You can stay on the policy a few more years – until you're 25 – if you’re a full-time student or earning a taxable income of less than $24,500 per year.
We can tell you value your wellbeing just by being here, so pat yourself on the back and enjoy the visual guide.
Let us help you find the right cover for the right price
HBF offer a range of cover options, to both ease you into 'adulting' while benefiting your wellbeing. We can also support you in prioritising specific health priorities like mental health, optical, or physio.
We're here to help. Call us on 133 423 to discuss your cover options.