Medical gap arrangements
HBF’s medical gap cover arrangements are designed to make life easier for you and your patients. They apply to services provided in a licensed private hospital or day hospital facility (private hospital) only.
The arrangements allow you to choose the level of cover you want for your HBF patients. HBF offers two types of arrangements – fully covered (full cover or specialist anaesthetist*) and opt in/opt out known gap.
Our fully covered arrangements allow your HBF patients to have no gap payments for your eligible private hospital services.
On the other hand, you may prefer our opt In/opt out known gap option which gives you flexibility around the fee charged to your HBF patients for your eligible private hospital services on a case by case basis.