New HBF digital member card
Who needs another card in their wallet? Download the digital member card and use your phone to tap and claim at a HICAPS terminal for your covered extras services.*
Standard Overseas Visitors cover & Basic Extras
Standard Overseas Visitors cover
Standard Overseas Visitors cover & Flex 50
Working Visa Hospital cover & Flex 50
Working Visa Hospital cover
Working Visa Hospital and Medical cover & Complete 60
Working Visa Hospital and Medical cover
Switching health funds is easier than you think. Follow these three simple steps to switch to HBF in just a few minutes.
Switch to HBF
A reciprocal health care agreement is an agreement between two countries to cover certain health care costs. If your country has a reciprocal health care agreement with Australia, you will be covered for certain health care costs while you’re in Australia, while Australians visiting your country will enjoy the same benefits. The United Kingdom is one of the many countries that has an agreement with Australia. For more information and to find out if you qualify, visit the Services of Australia website.
Yes. Even if you have a pre-existing condition, you will be able to buy health insurance for your stay in Australia. You will just have to have served a 12-month waiting period before you can claim on any pre-existing conditions.
It depends on whether you need to be admitted to hospital. With HBF health cover, if you need to be admitted to hospital for treatment, there is a 12-month waiting period for pregnancy and birth and pre-existing conditions, and 2 months for all other services. However, if you just need outpatient medical treatment (for example, consultations with a General Practitioner or emergency ward care) there is no waiting period.
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